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Product Manager with 10+ years in FinTech & Global Payments
Results-driven Technical Business Analyst with 12+ years of experience in FinTech and BFSI domains, specializing in payment gateway modernization, and high-throughput transaction systems. Proven track record of leading cross-functional Agile and SAFe teams, defining platform product roadmaps, conducting competitive analysis, and delivering measurable business outcomes — including 85% reduction in merchant onboarding time and 66% faster time-to-market. Hands-on experience with Mastercard's MPGS/S2I ecosystem, ISO 8583, Network Tokenization, 3DS Authentication. Experience in financial messaging systems including SWIFT MT and ISO 20022-based payment processing. Skilled in translating business requirements into user stories and acceptance criteria, facilitating JAD sessions, monitoring runtime metrics, and mentoring junior team members.
Swami Vivekananda College of Engineering, RGPV
Bachelor of Engineering · Information Technology
January 1, 2008 – January 1, 2012
Xoriant
Technical Business Analyst
May 1, 2025 – Present
Bengaluru, Karnataka, India
Altimetrik (Mastercard MPGS)
Technical Program Manager | Product Owner
October 1, 2023 – May 1, 2025
Pune, Maharashtra, India
Lentra AI
Technical Lead
April 1, 2023 – July 1, 2023
Pune, Maharashtra, India
FIS Global
Technical Lead | Product Owner
October 1, 2020 – April 1, 2023
Pune, Maharashtra, India
Nihilent
Senior Software Developer
July 1, 2019 – September 1, 2020
Pune, Maharashtra, India
Infosys
Technical Analyst
July 1, 2018 – February 1, 2019
Bangkok, Bangkok, Thailand
Infosys
Senior System Engineer
May 1, 2015 – July 1, 2018
Pune, Maharashtra, India
Infosys
System Engineer
August 1, 2013 – May 1, 2015
Jaipur, Rajasthan, India
Professional Scrum Product Owner (PSPO)
Unknown
June 1, 2026 – Present
ISB Certified Professional Certification in Product Management
ISB
June 1, 2026 – Present
SAFe Certified Developer
Unknown
June 1, 2026 – Present
JIRA Fundamentals
Unknown
June 1, 2026 – Present
Google Analytics
June 1, 2026 – Present
Cultural Fit Analysis
The candidate's diverse experience across multiple companies (Xoriant, Altimetrik, FIS Global, Nihilent, Infosys) and roles (Technical Business Analyst, Product Owner, Technical Lead, Senior Software Developer) suggests adaptability and a broad perspective. Their involvement in platform modernization, integrating new payment methods, and coordinating cloud migrations indicates a proactive and growth-oriented mindset. The certifications in Scrum Product Owner and SAFe further align with modern agile development cultures.
Soft Skills & Operational Fit
The candidate demonstrates strong leadership, stakeholder management, and mentoring skills. Their experience in facilitating JAD sessions, conducting competitive analysis, and owning product documentation indicates a robust operational fit for a Product Manager role. The ability to coordinate cross-timezone teams and manage onsite-offshore liaison also highlights strong communication and organizational capabilities.