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Product Manager with 10+ years in Card Payments, Product Strategy & Digital Transformation.
AI is analyzing your overall score…
Identifying your key strengths…
Evaluating your skill match against the job requirements…
Assessing your cultural and operational fit
Product professional with 14+ years in card payments, proven track record in product strategy, P&L management, new product launches, and digital transformation. Expertise in product development, new product launches, managing large-scale business and regulatory projects, process augmentation, manages network and regulatory compliance and team leadership.
IIBF, Mumbai & IIM Calcutta
AMP in Banking and Finance & MDP
August 1, 2017 – June 30, 2017
Jaipuria Institute of Management, Lucknow
PGDM in Finance & Marketing · Finance & Marketing
August 1, 2011 – June 30, 2011
Institute of Management Sciences, Lucknow University
Diploma in Financial Markets and Portfolio Management · Financial Markets and Portfolio Management
August 1, 2009 – June 30, 2009
Institute of Management Sciences, Lucknow University
Bachelor of Management Sciences · Management Sciences
August 1, 2007 – June 30, 2007
BANDHAN BANK LIMITED
VICE PRESIDENT- DEBIT CARD PRODUCT
March 1, 2023 – Present
India
HDFC BANK
Assistant Vice President - Payment Gateway Merchant Services
March 1, 2022 – February 1, 2023
India
YES BANK LIMITED
PRODUCT & Project LEAD
July 1, 2017 – March 1, 2022
India
NATIONAL PAYMENTS CORPORATION OF INDIA
MANAGER - EMERGING BANKS
September 1, 2011 – June 1, 2017
India
Certification on Tokenization and Encryption in Digital Payments
FinTech - Udemy
June 1, 2026 – Present
Certification in Card Payment
NIBM, PUNE (Campus Program on Card payments)
June 1, 2026 – Present
Certified International Payment System Professional (CIPSP) program
MVLCO
June 1, 2026 – Present
Cultural Fit Analysis
The candidate's career progression across multiple prominent financial institutions (Bandhan Bank, HDFC Bank, NPCI, YES Bank) showcases adaptability and a broad understanding of the Indian financial ecosystem. Their involvement in diverse projects, from debit card product ownership to payment gateway merchant services and digital payment platform enablement, indicates a versatile and growth-oriented mindset. The breadth of skills and experience in managing various payment products and regulatory environments suggests a strong cultural fit for dynamic and challenging product leadership roles.
Soft Skills & Operational Fit
The candidate demonstrates strong leadership, strategic thinking, and stakeholder management skills. Their experience in driving P&L, managing complex projects, and collaborating with diverse teams indicates a high operational fit for a senior Product Manager role. The focus on customer lifecycle management and digital transformation also aligns well with modern product development methodologies.