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Chief Technology Officer | Neobank · Digital Banking · Fintech | Core Banking · Payments · Cloud-Native | GCC | UAE Golden Visa
Most CTOs in the GCC have run platforms. I've built one from scratch and taken it through central bank approval. At UNO Digital Bank I built the full technology stack — core banking, cards, payments, eKYC, automated lending, and 20+ fintech integrations — on a cloud-native, API-first architecture. Then acted as the senior technology counterpart to the BSP regulator through full licence approval. No agency to hand it off to. Before that: six years at NatWest running platforms for Commercial and Institutional Banking across the UK and Europe, and six years at Kony scaling Citibank's digital banking footprint from 3 to 18 markets. I've worked at enterprise scale and I've built from zero. The GCC market needs both — and I know which one is harder. Based in Dubai. UAE Golden Visa holder. Actively looking for a CTO or Head of Engineering role in GCC fintech or digital banking — UAE, Saudi Arabia, Qatar, Bahrain Digital Banking · Neobank · Core Banking · Payments Infrastructure · Cloud-Native Architecture · API-First · Open Banking · Regulatory Compliance · Engineering Leadership · Fintech
UNO Digital Bank
Chief Technology Officer (CTO) / Global Head of Technology
July 1, 2024 – Present
Bengaluru, Karnataka, India · On-site
NatWest Group
Global Head of Technology / Technology Director - CRM Platform
June 1, 2021 – July 1, 2024
NatWest Group
Global Head of Technology / Technology Director – Enterprise Banking Platforms - Customer Lifecycle
August 1, 2018 – June 1, 2021
Kony, Inc.
Senior Director & EMEA Head of Professional Services
July 1, 2016 – July 1, 2018
On-site
Kony, Inc.
Director -Strategic Accounts & Global Presales
August 1, 2012 – June 1, 2016
On-site
Convergys / Amdocs / Hughes / Compaq (Digital)
Senior Engineering & Delivery Leadership | Telecom & Enterprise Platforms
June 1, 2004 – January 1, 2012
India | APAC & North America · On-site
Microsoft Certified: Azure Fundamentals
Microsoft
June 23, 2026 – Present
SAFe Agilist (SA) — Scaled Agile, Inc.
SAFe by Scaled Agile, Inc.
June 23, 2026 – Present
Certified Scrum Master
Scrum Alliance
June 23, 2026 – Present
Cultural Fit Analysis
The candidate's extensive experience across multiple global financial institutions (UNO Digital Bank, NatWest Group, Kony, Inc., Citibank) and diverse roles (CTO, Global Head of Technology, Director of Professional Services) demonstrates a broad cultural adaptability and ability to thrive in varied organizational structures. Their leadership in building teams across different geographies (Southeast Asia, UK, Europe, India, APAC, North America) and managing complex regulatory environments indicates a strong capacity for cultural integration and global collaboration. The emphasis on product-led delivery, SRE discipline, and continuous improvement aligns well with modern, agile, and performance-driven cultures.
Soft Skills & Operational Fit
The candidate demonstrates strong leadership, strategic thinking, and operational management skills. Their experience in scaling engineering teams, implementing product-led delivery, and driving digital transformation initiatives indicates a high degree of operational fit for a senior leadership role. The focus on regulatory compliance, risk reduction, and platform stability in highly regulated environments further highlights their suitability for critical operational roles. Their background in managing P&L and driving revenue growth also points to strong business acumen.