Help & Supportcareers@gravityer.com
Product Manager with 10+ years in Commercial Banking & Lending
AI is analyzing your overall score…
Identifying your key strengths…
Evaluating your skill match against the job requirements…
Assessing your cultural and operational fit
Commercial Banking professional with 19+ years of progressive experience across Axis Bank, Yes Bank, IndusInd Bank and HDFC Bank. Extensive expertise in Working Capital Lending (CC/OD, Trade Finance), MSME & Mid-Corporate credit assessment, structured underwriting, financial analysis, and long-term portfolio governance. Strong track record of scaling asset books while maintaining underwriting discipline, risk-adjusted profitability, asset quality control, and regulatory compliance. Experienced in CMA analysis, ratio evaluation, collateral structuring, covenant monitoring and Early Warning Signal frameworks.
Accredian
PG Program · Product Management
N/A – June 30, 2023
Great Lakes Institute of Management
PG Diploma · Business Administration
N/A – Present
ICFAI
PG Diploma · General Management
N/A – June 30, 2015
University of Burdwan
MA · English
N/A – Present
University of Calcutta
BA (Hons.) · English
N/A – Present
AXIS BANK LTD
Product Manager – Commercial Banking Group
October 1, 2023 – September 1, 2025
India
AXIS BANK LTD
Regional Project Manager - Payments & Lending
January 1, 2022 – September 1, 2023
India
AXIS BANK LTD
National Channel Manager – Govt & PSU
December 1, 2018 – December 1, 2021
India
INDUSIND BANK LTD
Chief Manager
July 1, 2017 – January 1, 2018
India
YES BANK LTD
Relationship Leader
May 1, 2013 – July 1, 2017
India
HDFC BANK LTD
Relationship Manager
January 1, 2011 – April 1, 2013
India
Cultural Fit Analysis
The candidate's extensive experience across multiple reputable banking institutions (Axis Bank, IndusInd Bank, Yes Bank, HDFC Bank) demonstrates adaptability and exposure to various corporate environments. The progression through different roles within the same company (Axis Bank) and across different companies indicates a commitment to career growth and a willingness to take on new challenges. The focus on risk management, compliance, and structured processes aligns with a culture that values diligence and stability. The recent Product Management education suggests a proactive approach to skill development and a desire to align with modern product-centric roles, indicating a forward-thinking mindset.
Soft Skills & Operational Fit
The candidate's resume highlights strong leadership in managing teams and cross-functional initiatives, as well as a focus on governance and compliance. The descriptions of streamlining workflows and implementing monitoring mechanisms suggest an operational mindset. The consistent achievement of growth targets while maintaining risk control indicates a balanced approach to business development and operational rigor. The experience across multiple banks (Axis, IndusInd, Yes, HDFC) suggests adaptability and exposure to diverse organizational cultures.