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Senior Finance Manager with 7+ years in credit processing and loan management.
AI is analyzing your overall score…
Identifying your key strengths…
Evaluating your skill match against the job requirements…
Assessing your cultural and operational fit
Results-driven finance professional with 5+ years of experience in credit processing, underwriting, and loan portfolio management across ICICI Bank and Aadhar Housing Finance. Proven expertise in Home Loans, KCC, Farm Equipment, and Mortgage products. Strong background in CAM report preparation, MIS reporting, and customer PD (Personal Discussion). Adept at managing credit risk, ensuring regulatory compliance, and delivering consistent results in fast-paced banking and NBFC environments.
Rajasthan University
B.Com · Graduation
August 1, 2018 – June 30, 2018
RBSE
Sr. Secondary · Commerce
June 1, 2014 – May 31, 2014
RBSE
Secondary
June 1, 2011 – May 31, 2011
Aadhar Housing Finance Ltd.
Branch Credit Manager (BCM)
September 1, 2024 – Present
Deoli, Rajasthan, India
Aadhar Sales and Services Ltd.
Credit Processing Officer
March 1, 2023 – July 1, 2024
Būndi, Rajasthan, India
ICICI Bank
Credit Processing Associate (CPA)
June 1, 2019 – February 1, 2023
Būndi, Rajasthan, India
RSCIT Certified
Unknown
June 1, 2026 – Present
Cultural Fit Analysis
The candidate has worked across both a major private bank (ICICI Bank) and housing finance companies (Aadhar Housing Finance Ltd., Aadhar Sales and Services Ltd.), indicating adaptability to different organizational cultures within the financial sector. Their progression from Credit Processing Associate to Branch Credit Manager suggests a growth mindset and ambition. The focus on diverse loan products (retail, agricultural, housing) shows a broad understanding of different customer segments and financial needs, which can contribute positively to a diverse team environment.
Soft Skills & Operational Fit
The candidate's resume highlights 'Team Management & Leadership' and 'Customer Relationship Management' as soft skills. Their experience in coordinating between sales and credit teams, and conducting personal discussions with customers, suggests good operational fit for roles requiring inter-departmental collaboration and client interaction. The ability to manage end-to-end credit processing indicates strong organizational and process management skills.