Help & Supportcareers@gravityer.com
AI is analyzing your overall score…
Identifying your key strengths…
Evaluating your skill match against the job requirements…
Assessing your cultural and operational fit
C-Level Enterprise Technology Executive | Manual-to-Digital-to-Phygital Transformation | 32+ Years | CIO/CTO | Hybrid CTO/Advisor | Governance, Cyber Resilience & Digital Banking
Senior technology executive with over 30 years of progressive experience across enterprise technology, digital transformation, cybersecurity governance, IT operations, infrastructure modernization, regulatory delivery and operational resilience. Career experience spans CIO, CTO, Head of IT and digital leadership roles across commercial, Islamic, microfinance and provincial banking environments, supported by broader cross-industry exposure in manufacturing, engineering, retail, travel, hospitality, food, printing and e-commerce. Core expertise includes aligning technology strategy with business growth, regulatory expectations, operational stability, customer experience and risk management. Leadership coverage includes digital banking platforms, core banking ecosystems, national payment rails, cybersecurity governance, data centres, disaster recovery, enterprise networks, vendor management, service automation, IT governance, audit readiness and large-scale technology transformation. Key achievements include revival of stalled digital banking programs, modernization of mobile and internet banking channels, recovery of regulator-critical initiatives, implementation of payment and switching platforms, SWIFT messaging modernization, live disaster recovery validation, enterprise infrastructure expansion, core banking transformation and development of IT operations automation frameworks. Known for working closely with Boards, senior management, regulators, auditors, vendors and technology teams to build secure, resilient and business-aligned technology environments. Professional focus remains on technology-led transformation, cyber-resilient operations, digital financial services, governance maturity, fintech enablement and turning complex technology ecosystems into structured, scalable and value-generating platforms.. In addition to my CIO mandate, I am also engaged as Start
International College of Computer Science
Diploma In Computer Science, Computer Science
December 1, 1993 – January 1, 1994
Karachi University
M.Sc, Space & Astronomical Physics
January 1, 1992 – Present
Karachi University
B.Sc (Hon)
January 1, 1991 – Present
Bank of Khyber (BoK)
Chief Information Officer & Inetrim Head of Digital Banking
August 1, 2023 – Present
Islamabad · On-site
Silkbank Limited
Head Of Information Technology
June 1, 2022 – August 1, 2023
Karāchi, Sindh, Pakistan · On-site
U Microfinance Bank Limited
Chief Information Technology Officer
March 1, 2021 – July 1, 2022
Islamabad, Islāmābād, Pakistan · On-site
Dubai Islamic Bank Pakistan Ltd.
SVP, Head - Information Technology
May 1, 2013 – March 1, 2021
Karachi
Dubai Islamic Bank Pakistan Ltd.
Head of I.T. Operations & Infrastructure
December 1, 2005 – May 1, 2013
Karachi
Saudi Pak Commercial Bank (Now SILKBANK)
VP, Head of Systems, Support and Network Infrastructure
January 1, 2003 – December 1, 2005
Karachi Head Office
State Bank of Pakistan
Joint Director (Team Lead-Windows Systems Administration)
April 1, 2001 – November 1, 2001
Cupola Pakistan
Assistant Manager IT
January 1, 1998 – April 1, 2001
Karachi, Pakistan
Dadabhoy Cement Industries (Pvt) Ltd.
Head of Support Services
January 1, 1997 – January 1, 1998
Data Management Essential Training
June 23, 2026 – Present
CBCI
Business Continuity Institute (BCI)
June 23, 2026 – Present
Diploma in Project Management
Internation Business Management Institute
June 23, 2026 – Present
Creating Your IT Strategy
June 23, 2026 – Present
Microsoft Certified Professional: Implementing and Supporting MS Windows NT Server 4.0
Mohawk Mississauga Campus, in Partnership with triOS College: Business Simulation Elites(GBM)
June 23, 2026 – Present
Microsoft Certified Professional: Managing a Microsoft Windows 2000 Network Environment
Mohawk Mississauga Campus, in Partnership with triOS College: Business Simulation Elites(GBM)
June 23, 2026 – Present
Certificate of Completion: Effective Time Management
International Business Management Institute (IBMI)
June 23, 2026 – Present
Business Operations: Implementing Strategy for Results
June 23, 2026 – Present
Introduction to Prompt Engineering for Generative AI
June 23, 2026 – Present
Amplify Your Critical Thinking with Generative AI
June 23, 2026 – Present
Enterprise Architecture Foundations
June 23, 2026 – Present
Cobit Foundation 4.1
ISACA
June 23, 2026 – Present
Microsoft Certified Professional: Designing & Implementation Exchange Server
Sysnet Education Services, Karachi
June 23, 2026 – Present
Microsoft Certified Professional: Installing, Configuring and Administering Microsoft Windows 2000 Professional
Mohawk Mississauga Campus, in Partnership with triOS College: Business Simulation Elites(GBM)
June 23, 2026 – Present
IT Service Desk: Management Fundamentals
LinkedIn Learning Community
June 23, 2026 – Present
MS Access 2013
Brainbench
June 23, 2026 – Present
Generative AI-Powered Strategic Business Analysis
June 23, 2026 – Present
Microsoft Certified IT Professional: Installing, Configuring, and Administering MS Windows 2000 Professional
Mohawk Mississauga Campus, in Partnership with triOS College: Business Simulation Elites(GBM)
June 23, 2026 – Present
Workshop: A Battle against Intrusion - Cyber Warfare
TerraBiz
June 23, 2026 – Present
Course on Security Awareness
Inobits Consulting
June 23, 2026 – Present
Effectively Leading Digital Transformation
June 23, 2026 – Present
Mastering Communications as a Leader
June 23, 2026 – Present
CISA
ISACA
June 23, 2026 – Present
Computer Programming Concepts from Pakistan Telex and Computer Institute (PTCI)
Sindh Board of Technical Education (SBTE)
June 23, 2026 – Present
Cultural Fit Analysis
The candidate has a long and consistent career path primarily within the banking and financial services sector, indicating a strong fit for organizations within this industry. Their experience spans various leadership roles focused on IT strategy, digital transformation, and cybersecurity, which aligns with a security-conscious culture. However, the target role is 'Security Engineer,' which typically implies a hands-on, deep technical role. The candidate's experience is heavily skewed towards IT management and strategic oversight rather than direct, hands-on security engineering. While they have managed cybersecurity posture improvements and privacy frameworks, the detailed technical depth expected of a senior engineer might be a gap. The breadth of skills is strong in IT management and infrastructure, but less specific to advanced security engineering techniques and tools.
Soft Skills & Operational Fit
The candidate's extensive experience in leadership roles (CIO, Head of IT) within the banking sector indicates strong soft skills in strategic leadership, stakeholder management, team mentoring, and communication. Their descriptions highlight a solution-driven approach and a focus on operational resilience and efficiency. The numerous LinkedIn certifications in leadership, communication, and digital transformation further support these soft skills. The candidate's background in managing complex IT operations and infrastructure aligns well with the operational demands of a senior security engineering role, particularly in a regulated environment.