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Test Engineer with 3+ years in BRE, Manual, and API Testing in Banking & Financial Services domain.
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Software Test Engineer with 3.1+ years of experience in BRE Testing, Manual Testing, API Testing, and Database Validation in the Banking & Financial Services domain. Experienced in validating business rules, decision tables, and rule workflows for banking applications such as Loan Origination, UPI, and Fund Transfer systems. Skilled in API Testing using Postman, SQL validation, rule logic verification, and end-to-end testing. Familiar with Agile-Scrum methodology, defect tracking tools, and ensuring rule accuracy for critical financial transactions.
Pune University
Bachelor of Computer Science · Computer Science
August 1, 2020 – June 30, 2023
Poonawalla Ltd (on TP Payroll)
Software Test Engineer
January 1, 2023 – Present
India
UPI Payment – Mobile Banking Application
January 1, 2024 – Present
A secure mobile banking application enabling real-time UPI transactions including peer-to-peer (P2P) and peer-to-merchant (P2M) payments. The application supports UPI registration, VPA creation, balance checks, collect requests, QR code payments, and transaction history across Android and iOS platforms. Responsibilities included: Designed, reviewed, and executed test cases for UPI features such as registration, VPA creation, linking bank accounts, and UPI PIN setup/reset. Performed Functional, Regression, and End-to-End Testing for UPI flows including Send Money, Request Money, QR Scan & Pay, and transaction reversals. Conducted API Testing using Postman, validating request/response, status codes, authentication, and transaction processing APIs. Verified real-time transaction status, success/failure scenarios, and error handling as per NPCI guidelines. Validated bank account linking, balance checks, and UPI collect requests across multiple scenarios. Logged, tracked, and retested defects using tools like JIRA, ensuring proper severity and priority classification. Performed Database validation (SQL queries) to ensure data consistency for UPI transactions. Collaborated with developers and business teams during UAT testing to ensure business requirements are met. Ensured application quality, security, and compliance with banking and payment standards.
Loan Origination System (LOS)
January 1, 2023 – Present
Loan Origination System (LOS) is used to manage the end-to-end loan processing lifecycle including loan application, customer verification, credit evaluation, approval workflow, and loan disbursement. The system integrates with Finacle 10.11 Core Banking through APIs to create loan accounts and process transactions securely. Responsibilities included: Analyzed BRD / FRS to understand loan processing workflows and Finacle integration. Prepared test scenarios and test cases for loan application, verification, approval, and disbursement modules. Performed Manual Functional Testing of LOS modules and banking workflows. Validated Finacle 10.11 integration for loan account creation and data synchronization. Executed API Testing using Postman to verify request/response, status codes, and authentication. Performed End-to-End testing of the complete loan lifecycle. Conducted Regression Testing and Retesting after bug fixes. Logged and tracked defects using JIRA and coordinated with the development team. Performed SQL database validation for loan and customer data. Participated in Agile/Scrum ceremonies like sprint planning and daily stand-ups.
Cultural Fit Analysis
The candidate's experience is highly specialized in the banking and financial services domain, indicating a strong fit for roles within this industry. The project diversity, while within a single domain, shows exposure to different types of financial applications (loan origination, mobile payments). The listed skills align well with a dedicated Test Engineer role, suggesting a focused career path.
Soft Skills & Operational Fit
The candidate's project descriptions indicate experience in Agile/Scrum methodologies and collaboration with development and business teams, suggesting a good operational fit for team-oriented environments. The focus on critical financial transactions implies attention to detail and responsibility.