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Senior Analyst with 6+ years in cross-border payments, retail banking, and agile methodologies.
AI is analyzing your overall score…
Identifying your key strengths…
Evaluating your skill match against the job requirements…
Assessing your cultural and operational fit
Overall 6+ years of Banking industry experience spread across Business Analysis in retail banking and Corporate Banks for cross-border payments, NEFT, RTGS and Card payments. Complete understanding of SDLC processes and Agile & Waterfall Methodologies. Proficient in creating Business Requirement Document, Functional Requirement Document, Use Case specification Document, Workflows, Implementation guides, Functional Specification Document, and Requirement Traceability Matrix. Expertise in creating User stories, UML diagrams, Wireframes, and Mockups using MS Visio, Lucidchart, Balsamiq, etc. Strong knowledge of payment routing, settlement methods (INDA, INGA, CLRG, COVE). Worked in Retail banking for RTGS, NEFT and loan automation projects. Post Graduate MBA Regular in Sastra University - Tamil nadu.
Sastra University
MBA · Finance & Banking
August 1, 2017 – June 30, 2019
Sastra University
BCOM · Finance
August 1, 2013 – June 30, 2016
BNP PARIBAS, India
Senior Consultant - Payments BA
September 1, 2023 – Present
India
BNY MELLON, Chennai, India
Payments - Business Analyst
January 1, 2022 – September 1, 2023
Chennai, Tamil Nadu, India
CUB Bank, India
Functional Business Analyst - Retail Banking
August 1, 2019 – July 1, 2021
India
Certified Business Analyst CBOP
trainsmart
June 1, 2026 – Present
PSM-PO
trainsmart
June 1, 2026 – Present
Cultural Fit Analysis
The candidate's experience across multiple reputable banking institutions (BNP Paribas, BNY Mellon, CUB Bank) indicates adaptability and exposure to diverse corporate cultures. Their involvement in various payment projects (SEPA, cross-border, retail banking) and migration initiatives suggests a willingness to embrace change and learn new systems. The certifications (CBOP, PSM-PO) demonstrate a commitment to professional development and alignment with industry best practices. The candidate's role as an SME in complex payment domains suggests a proactive and collaborative approach, which is beneficial for team environments. The consistent focus on stakeholder collaboration and cross-functional teamwork throughout their career points to a strong team player mentality.
Soft Skills & Operational Fit
The candidate demonstrates strong operational fit through their experience in Agile and Waterfall methodologies, participation in scrum ceremonies, and collaboration with cross-functional teams. Their ability to conduct JAD sessions, perform AS-IS/TO-BE analysis, and prioritize requirements using MOSCOW indicates good problem-solving and stakeholder management skills. The resume highlights experience in UAT planning and execution, which is crucial for ensuring quality and user acceptance. The candidate's focus on end-to-end payment lifecycle management and integration with core banking and compliance systems suggests a detail-oriented and process-driven approach.