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Senior Analyst with 3+ years in credit risk analysis, machine learning, and data visualization.
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Assessing your cultural and operational fit
Risk Analytics professional with around 3+ years of experience in credit risk analysis using bureau data. Specialized in vintage and roll rate analysis, customer segmentation and portfolio risk monitoring. Skilled in Machine Learning techniques (Decision Tree, Logistic Regression). Strong track record of delivering actionable insights to support credit strategy and risk mitigation.
Bangalore University
M.Sc. Statistics · Statistics
August 1, 2018 – June 30, 2020
Shivaji University
B.Sc. Statistics · Statistics
August 1, 2014 – June 30, 2017
BAJAJ FINSERV
DEPUTY UNIT MANAGER – RISK ANALYTICS
May 25, 2025 – Present
India
VISIONINDIA TECH SERVICIES
DATA ANALYST - FINANCIAL INCLUSION
March 24, 2024 – May 25, 2025
India
Cultural Fit Analysis
The candidate's experience in financial inclusion and working with multiple PSU banks suggests adaptability and a service-oriented mindset. Their focus on compliance (RBI guidelines) and data quality aligns with a culture that values accuracy and regulatory adherence. The breadth of technical skills and project diversity indicates a willingness to learn and apply different tools to solve business problems.
Soft Skills & Operational Fit
The candidate demonstrates strong analytical and problem-solving skills through their experience in identifying high-risk segments, performing deep-dive analysis on data mismatches, and ensuring data quality. Their collaboration with client teams indicates good teamwork and communication skills. The role at BAJAJ FINSERV highlights operational rigor in managing large-scale reporting and data processes.