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Director | Payments | Money Movement
Payments thought leader with 15+ years of experience in building next-gen multi-rail Payment products and Enterprise Money Movement solutions by formulating product strategy & innovation, drive cross-functional product initiatives, and manage product development roadmap & program management for large-scale domestic and cross-border payment solutions involving Traditional (ACH, Wire), Real-time (RTP, FedNow, Zelle, Push-to-card) and Alternate Payment Methods (Pay-by-Bank, Blockchain, Wallets), by staying abreast of market trends and industry landscape. Business Strategy Consultant adept at identifying complex problems and curate short & long-term strategies to transform clients’ strategic objectives into viable solutions, by balancing transformational change with sound financials and benchmarking against KPIs & metrics. I lead transformation of banking and payment platforms by capability maturity model planning, roadmap development & investment prioritization for large-scale, strategic and transformative initiatives involving multiple work-streams, to support changing business and regulatory landscape, enabling realization of strategic business priorities including improved client experience, market expansion and seamless partner integration, in collaboration with cross-functional stakeholders across the payments value-chain.
The Wharton School
Certification Program, Business Foundations
January 1, 2015 – Present
Kuvempu Vishwavidyanilaya
Bachelor of Engineering (B.E.), Industrial & Production Engineering
January 1, 2000 – January 1, 2004
Visa
Director
July 1, 2024 – Present
Charlotte, North Carolina, United States
EY
Senior Manager - Payments, Business Consulting
August 1, 2022 – July 1, 2024
EY
Manager, Payments Strategy & Business Transformation
January 1, 2020 – August 1, 2022
EY
Manager - Banking and Payments Advisory
January 1, 2020 – August 1, 2022
US Faster Payments Council (FPC)
Member
February 1, 2019 – Present
Capgemini
Manager Consulting - Banking & Diversified Financials
November 1, 2015 – January 1, 2020
Charlotte, North Carolina Area
Cognizant
Consultant - Cards & Payments
October 1, 2011 – November 1, 2015
Greater Minneapolis-St. Paul Area
Infosys Technologies Ltd
Technology Analyst
February 1, 2005 – October 1, 2011
Product Management and Strategy
Emeritus
June 24, 2026 – Present
Introduction to Financial Accounting by University of Pennsylvania - Wharton
University of Pennsylvania
June 24, 2026 – Present
Faster Payments Professional Certification
Nacha
June 24, 2026 – Present
Introduction to Marketing by University of Pennsylvania - Wharton
University of Pennsylvania
June 24, 2026 – Present
Introduction to Operations Management by University of Pennsylvania
University of Pennsylvania
June 24, 2026 – Present
The Data Scientist’s Toolbox
Coursera Course Certificates
June 24, 2026 – Present
SWIFT Certified Specialist - Payments
Swift
June 24, 2026 – Present
Cultural Fit Analysis
The candidate's career path is heavily focused on payments and financial services consulting, indicating a strong fit for structured, enterprise environments. The target role of 'Blockchain Developer' is a significant pivot from their primary experience, which is more business and strategy-oriented rather than hands-on development. While there's a mention of 'Blockchain' in a past role description, there's no explicit technical experience or projects to support a developer role. This suggests a potential mismatch for a direct developer position, but a strong fit for a blockchain strategy or product management role within the payments sector.
Soft Skills & Operational Fit
The candidate demonstrates strong leadership and program management skills through various managerial roles at EY and Capgemini. Experience in cross-functional team leadership and business planning indicates a capacity for strategic thinking and collaborative execution. The long tenure in consulting roles suggests adaptability and client-facing communication abilities.