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๐Sr.Advisor @BeyondPerks | Loyalty Payments Reimagined For Holistic Growth | Empowering Innovation | Former CPIO @LoyaltyNow / R&D Director @Collinson | Championing #Loyalty #Fintech #InFSR #CyberSecIT #Entrepreneurship
As a Senior Advisor at Beyondperks, I bring nearly 30+ years of experience in Financial Services Retail Loyalty Enhanced Payments innovations. My focus is on driving digital #LoyaltyPayments #Fintech transformations & delivering secure, frictionless, & omnichannel loyalty-enhanced payment solutions for global banks, retailers, airlines, and telcos across APAC, EMEA, and LATAM mostly recommending vendor independent best solution recommendations as part of my consulting assignments. With expertise in Solution Architecture, R&D, Business Analysis, & Enterprise Architecture/ Digital Transformations, I contribute to the development of cloud-native modernizations, API-first platforms, and scalable loyalty enhanced payments systems. My commitment is to reimagine loyalty experiences to its Next Level v3, enabling innovative & customer-centric engagement strategies that deliver measurable ROI values End to End for each stakeholders.
National University of Singapore
NUS Global CTO Course~NUSSOC-CTO 23-06-2023 (Batch 2), Information Technology
June 1, 2023 โ March 1, 2024
Madurai Kamaraj University
Bachelorโs Degree in Mepco Schlenk Engineering College, Electronics and Communications Engineering
January 1, 1991 โ January 1, 1995
KVS
High School, Mathematics and Science
January 1, 1980 โ January 1, 1990
Beyondperks
๐๐๐ง๐ข๐จ๐ซ ๐๐๐ฏ๐ข๐ฌ๐จ๐ซ/๐๐จ๐ง๐ฌ๐ฎ๐ฅ๐ญ๐๐ง๐ญ
August 1, 2025 โ Present
Singapore ยท Hybrid
Loyalty Now
๐๐ก๐ข๐๐ ๐๐ซ๐จ๐๐ฎ๐๐ญ & ๐๐ง๐ง๐จ๐ฏ๐๐ญ๐ข๐จ๐ง ๐๐๐๐ข๐๐๐ซ
August 1, 2023 โ July 1, 2025
Singapore ยท Hybrid
Collinson
๐๐ข๐ซ๐๐๐ญ๐จ๐ซ, ๐๐๐๐ ๐๐จ๐๐ญ๐ฐ๐๐ซ๐ ๐&๐, ๐๐ ๐๐๐ซ๐ฏ๐ข๐๐๐ฌ
March 1, 2015 โ July 1, 2023
Singapore
Collinson Ceramics Limited
๐๐ข๐ซ๐๐๐ญ๐จ๐ซ, ๐๐๐๐ ๐&๐
January 1, 2014 โ February 1, 2015
Singapore
Collinson (Formerly Welcome Real Time)
๐๐ฅ๐จ๐๐๐ฅ ๐๐๐๐ ๐๐จ๐๐ญ๐ฐ๐๐ซ๐ ๐๐๐ฏ๐๐ฅ๐จ๐ฉ๐ฆ๐๐ง๐ญ & ๐๐๐ฌ๐๐๐ซ๐๐ก
January 1, 2013 โ January 1, 2014
Collinson (Formerly Welcome Real Time)
๐๐ง๐ญ๐๐ซ๐ฉ๐ซ๐ข๐ฌ๐ ๐๐ซ๐๐ก๐ข๐ญ๐๐๐ญ
May 1, 2009 โ December 1, 2012
Collinson (Formerly Welcome Real Time)
๐๐๐ง๐ข๐จ๐ซ ๐๐จ๐ฅ๐ฎ๐ญ๐ข๐จ๐ง๐ฌ ๐๐ซ๐๐ก๐ข๐ญ๐๐๐ญ
July 1, 2003 โ April 1, 2009
iSmart International Ltd, India
๐๐๐ง๐๐ ๐๐ซ ๐๐จ๐ฅ๐ฎ๐ญ๐ข๐จ๐ง๐ฌ & ๐๐ฎ๐ฉ๐ฉ๐จ๐ซ๐ญ
January 1, 2001 โ July 1, 2003
Mumbai Metropolitan Region
Mastek
๐๐จ๐๐ญ๐ฐ๐๐ซ๐ ๐๐ซ๐จ๐ ๐ซ๐๐ฆ๐ฆ๐๐ซ ๐๐ง๐๐ฅ๐ฒ๐ฌ๐ญ
January 1, 1996 โ December 1, 2000
Mumbai Metropolitan Region
Commonweath Awards POS Myer Solution Delivery
November 1, 2012 โ Present
Australian department store first. To give you more from your card, CommBank in conjunction with Myer has created an Australian department store first โ the power to use your points instantly in-store. Swipe your card to pay using your Commonwealth Awards points.
Chief Technology Officer Programme
National University of Singapore
June 23, 2026 โ Present
IAC Pledge
Cloud Counselage Pvt. Ltd.
June 23, 2026 โ Present
Cultural Fit Analysis
The candidate's career trajectory shows a strong focus on product and innovation within the fintech and loyalty sectors, demonstrating a clear passion and alignment with dynamic, growth-oriented environments. Their experience across APAC, EMEA, and LATAM, along with managing diverse teams, suggests adaptability and a global mindset. The emphasis on compliance and security (PCI DSS, ISO27001) indicates a commitment to best practices and risk management. However, the roles have become increasingly strategic and less hands-on technically over time, which might require adjustment for a pure Backend Engineer role.
Soft Skills & Operational Fit
The candidate's extensive experience in leadership roles (CPIO, Director, Head of R&D) suggests strong soft skills such as strategic thinking, decision-making, budget management, and cross-functional collaboration. Their descriptions highlight a focus on customer engagement, value realization, and continuous process improvement (Agile, CMMI, ISO). The operational fit is strong given their background in managing global IT services and R&D teams, indicating an ability to operate within complex organizational structures and deliver under SLAs.