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Senior Product Manager with Expertise in Product, Risk & Compliance Payment | Experience in Issuing (Card) & Acquiring (Merchant) | Open to Global Opportunities
I’m a Digital Product Manager with 7+ years of experience building and scaling digital products in the financial services and payments space — from merchant acquiring and card issuing to customer-facing platforms. I specialize in turning complex problems into simple, elegant solutions — combining user-centric design, data-driven decision making, and cross-functional leadership. I’ve successfully led end-to-end product lifecycles, from discovery to delivery, with impact across B2B and B2C segments. 💡 Key strengths: - Deep expertise in acquiring & issuing ecosystems, including payment gateway integration (MPGS, CYBS, 3DS, API-based onboarding, etc.) - Proven success managing agile product teams, defining roadmaps, and aligning stakeholders from business, tech, and operations - Strong business acumen with a passion for delivering scalable, revenue-driving products - Excellent communication in cross-cultural teams and remote environments 🌏 I’m passionate about solving real-world problems through technology, and always eager to collaborate with purpose-driven teams that value impact, ownership, and continuous improvement. 📬 Always open to connecting with fellow product leaders, engineers, designers, and teams looking to create something meaningful. Let’s build what’s next — together. ⚡Currently, I have been learning about the agriculture and poultry industry for the past year
Politeknik Pos Indonesia
S.Tr. Kom., Teknik Informatika
January 1, 2013 – January 1, 2017
PT Bank Rakyat Indonesia (Persero) Tbk
Senior Manager - Payment Risk & Compliance
October 1, 2025 – Present
On-site
PT Bank Rakyat Indonesia (Persero) Tbk
Senior Manager (Acquiring) - Funding & Retail Payment Strategy Group
May 1, 2025 – November 1, 2025
On-site
PT Bank Rakyat Indonesia (Persero) Tbk
Senior Manager - Funding & Retail Payment Strategy Division
January 1, 2024 – June 1, 2025
On-site
PT. Java Protein Indonesia
Co-Founder
May 1, 2023 – July 1, 2025
Yogyakarta, Indonesia · On-site
PT Bank Rakyat Indonesia (Persero) Tbk
Manager - Retail Payment Division
June 1, 2022 – January 1, 2024
On-site
wagely
Product Manager
April 1, 2022 – July 1, 2022
Chickin Indonesia
Product Development Consultant
March 1, 2022 – July 1, 2025
Jakarta, Indonesia · Remote
wagely
Product Owner
July 1, 2021 – July 1, 2022
amalan international
Product Manager
October 1, 2020 – July 1, 2021
Yogyakarta, Yogyakarta, Indonesia
KoinWorks - Lunaria Annua Teknologi
Associate Product Owner
November 1, 2019 – November 1, 2020
Yogyakarta, Yogyakarta, Indonesia
KoinWorks - Lunaria Annua Teknologi
HR Technology
October 1, 2019 – November 1, 2020
Yogyakarta, Yogyakarta, Indonesia
Palastri Karya Optima
Product Management
October 1, 2019 – June 1, 2026
Greater Yogyakarta
Goodlabs id
Product Manager
September 1, 2019 – March 1, 2020
Greater Yogyakarta
Backstage Whisp
Software Developer Team Lead
January 1, 2019 – November 1, 2019
Fresh Forces
Back End Developer
September 1, 2018 – August 1, 2019
Utrecht, Netherlands
Backstage Whisp
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June 1, 2018 – November 1, 2019
Paperlust
Junior Software Developer
September 1, 2017 – June 1, 2018
Melbourne, Victoria, Australia
Farm App - Banana Comodities
May 1, 2024 – January 1, 2025
Skills: Agile Project Management · Product Development · Product Launch · Product Design · Product Management · Product Strategies · Project Implementation
Warehouse Management System for FMCG Startup
April 1, 2024 – July 1, 2024
Skills: Project Implementation · Project Management · Project Planning · Project Delivery
BRIN Kependudukan Company Profile 2.0
June 1, 2020 – December 1, 2020
Skills: Software Documentation · Project Planning · Project Management · Project Delivery · Project Implementation · Product Management · Product Launch
Nova Medika System Information
December 1, 2017 – June 1, 2018
We built an information system and website for a clinic in Klaten City
Pembuatan Portal Kampus di Politeknik Pos Indonesia berbasis Android
July 1, 2016 – August 1, 2017
Merupakan Proyek pembuatan portal kampus berbasis Android,agar murid di Politeknik Pos Indonesia dapat memperoleh informasi lebih cepat dari kampus
Sistem Informasi Usaha Kecil & Menengah Kabupaten Klaten berbasis Web
October 1, 2014 – January 1, 2015
Merupakan sebuah sistem informasi yang dibangun atas pemrograman PHP
Risk Management Level IV
Badan Nasional Sertifikasi Profesi (BNSP)
June 30, 2026 – Present
Learn Jira Complete from Scratch to Expert
Udemy
June 30, 2026 – Present
Complete Guide to Agile, Scrum, & Kanban
Udemy
June 30, 2026 – Present
API (REST/SOAP) Testing using JMeter with Real Examples
Udemy
June 30, 2026 – Present
Entrepreneurship : Complete Guide To Business Model Creation
Udemy
June 30, 2026 – Present
API Testing with Katalon Studio - Step by Step for Beginners
Udemy
June 30, 2026 – Present
Cultural Fit Analysis
The candidate's diverse experience across startups (wagely, Chickin Indonesia, amalan international, KoinWorks) and large corporations (PT Bank Rakyat Indonesia) suggests adaptability to different organizational cultures. Their co-founder experience indicates an entrepreneurial mindset. However, the primary focus on product management and risk/compliance, rather than hands-on backend engineering, might require a cultural adjustment to a purely technical backend role.
Soft Skills & Operational Fit
The candidate demonstrates strong leadership, communication, and negotiation skills through various managerial and co-founder roles. Their experience in project management, stakeholder collaboration, and agile team facilitation suggests a good operational fit for roles requiring cross-functional coordination and strategic execution. The focus on risk and compliance also indicates a detail-oriented and responsible approach.