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Principal Consultant | CTO | Head Engineering | Enterprise Architect Building & Scaling Digital Platforms | Consulting Business & Tech Leader | AI-First Architecture | Governance & Digital Transformation(BFSI & FinTech)
A Technology Enthusiast | Chief Architect | Engineering & Business Leader With over 20 years of experience in BFSI, FinTech, and Insurance, specialized in building, scaling, and governing B2C/D2C platforms for large enterprises. Proven expertise in driving enterprise transformation across people, processes, and technology, enabling innovation and operational excellence. 𝐀𝐜𝐡𝐢𝐞𝐯𝐞𝐦𝐞𝐧𝐭s: • Built InsurTech Business Platform for large B2C/FinTech firms – 𝐓𝐚𝐭𝐚𝐍𝐞𝐮(𝐓𝐚𝐭𝐚𝐍𝐞𝐮𝐏𝐨𝐥𝐢𝐜𝐲).. • Transformed (Rebuilt) Service Platform for India’s leading insurer – ICICI Lombard →𝐈𝐋𝐓𝐚𝐤𝐞𝐂𝐚𝐫𝐞 • IT Transformation and 𝐀𝐫𝐜𝐡𝐢𝐭𝐞𝐜𝐭𝐮𝐫𝐞 𝐎𝐫𝐠𝐬𝐞𝐭𝐮𝐩, 𝐜𝐥𝐨𝐮𝐝 𝐌𝐢𝐠𝐫𝐚𝐭𝐢𝐨𝐧 for a startup-to-enterprise– 𝐋𝐢𝐛𝐞𝐫𝐭𝐲 Insurance. • Tech Consulting & Service for global customer– Accenture, Capgemini. 𝐃𝐞𝐥𝐢𝐯𝐞𝐫𝐲 𝐇𝐢𝐠𝐡𝐥𝐢𝐠𝐡𝐭𝐬: • Built and transformed B2C business and technology platforms, creating a robust tech ecosystem aligned with industry benchmarks—supporting scale at 20M+ MAU, 1M+ DAU, and processing 3M+ transactions per day. • As Technology Head (CTO), managed P&L, technology investments, security & compliance, regulatory approvals (IRDAI), and drove business-aligned technology strategy. • Designed and launched a multi-line product platform (Motor, Health, Travel, Group, Life) for a B2C FinTech brokerage, and built an advisory channel platform for complex Health and Life products. • Proven track record of building engineering organizations from the ground up (0 → 100+), and scaling/managing enterprise engineering capacity to 260+. 𝐂𝐮𝐫𝐫𝐞𝐧𝐭 𝐀𝐬𝐬𝐢𝐠𝐧𝐦𝐞
Mumbai University
Master, Computer Science
June 1, 2008 – April 1, 2009
Mumbai University
Bachelors, Computer Science
June 1, 2006 – April 1, 2007
Xceedance
Principal Consultant
April 1, 2025 – Present
Gurugram, Haryana, India · On-site
ICICI Lombard
Vice President Information Technology
April 1, 2024 – November 1, 2024
Mumbai, Maharashtra, India · On-site
Tata Digital
Head of Engineering - Director at TATA Fintech Ltd.
April 1, 2022 – April 1, 2024
Mumbai, Maharashtra, India · On-site
Liberty General Insurance
Chief Enterprise Architect and Head of Engineering - Liberty General Insurance.
May 1, 2017 – April 1, 2022
Mumbai, Maharashtra, India
Capgemini Consulting
Title: Technical Specialist - DevOps Solution Architect & DevOps Capability Lead
May 1, 2016 – August 1, 2017
Mumbai, Maharashtra, India
Accenture Services Pvt. Ltd.
Technology Architect @ FinTech Vertical || Leading Claims Product
January 1, 2011 – May 1, 2016
Mumbai
Osource India Pvt. Ltd.
Project Lead - HRMS
June 1, 2009 – January 1, 2011
Mumbai
Charak Pharma Pvt. Ltd
Tech Lead - ERP
December 1, 2007 – January 1, 2009
Mumbai, Maharashtra, India
S.N. Computers
Software Developer - ERP
December 1, 2006 – December 1, 2007
Mumbai, Maharashtra, India
TOGAF® 9 Certification Program
The Open Group
June 23, 2026 – Present
Leading with a Growth Mindset
June 23, 2026 – Present
COBIT Foundation Certificate
Simplilearn
June 23, 2026 – Present
Microsoft Certified Solutions Developer (MCSD)
Microsoft
June 23, 2026 – Present
Technology Architect
Accenture
June 23, 2026 – Present
IT Information Library Foundations Certification (ITIL)
ITIL Certified
June 23, 2026 – Present
COBIT 2019
Simplilearn
June 23, 2026 – Present
Enterprise Digital Transformation
Simplilearn
June 23, 2026 – Present
Relationship Building for Creative Leaders
June 23, 2026 – Present
Amazon Web Services Solutions Architect Associate
Amazon Web Services (AWS)
June 23, 2026 – Present
Cultural Fit Analysis
The candidate's diverse experience across multiple companies (Xceedance, ICICI Lombard, Tata Digital, Liberty General Insurance, Capgemini, Accenture) and various leadership roles (Principal Consultant, VP IT, Head of Engineering, Chief Enterprise Architect) demonstrates adaptability and a broad understanding of different organizational cultures. Their involvement in large-scale transformation projects, team restructuring, and partner ecosystem refinement indicates a collaborative and results-oriented approach, aligning well with a dynamic consulting environment. The emphasis on driving business value through technology and fostering innovation suggests a strong cultural alignment with progressive organizations.
Soft Skills & Operational Fit
The candidate's experience descriptions highlight strong leadership, stakeholder management, cross-functional team leadership, and innovation management. Their roles consistently involve strategic planning, team building, and driving complex initiatives, indicating a high degree of operational fit for a senior leadership position. The focus on AI-enabled engineering ecosystems and modernization roadmaps suggests a forward-thinking and adaptable mindset.