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Manual Tester with 3+ years in Banking & Lending applications
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Assessing your cultural and operational fit
Detail-oriented Manual Test Engineer with 3+ years of experience in Banking, Lending, and Net Banking applications. Strong expertise in Functional, Regression, Integration, API, and UAT testing. Hands-on experience in Net Banking (UPI, NEFT, RTGS, IMPS) and Loan Systems including Loan Origination System (LOS) and Loan Management System (LMS). Well-versed in SDLC/STLC and Agile/Scrum methodologies, with a proven track record of reducing defect leakage and ensuring high-quality releases.
Savitribai Phule Pune University
Bachelor of Electronics & Telecommunication Engineering · Electronics & Telecommunication Engineering
August 1, 2023 – June 30, 2023
Hover Technologies
Jr. Quality Engineer
January 1, 2023 – Present
India
Internet Banking & UPI Platform
January 1, 2023 – June 1, 2026
A secure Internet Banking application enabling customers to perform UPI payments, NEFT, RTGS, IMPS, balance inquiry, account statements, cheque services, and profile management. Performed Functional, Regression, Integration, and UAT testing for Net Banking & UPI flows. Validated UPI transactions, limits, charges, reversals, and failure scenarios. Tested NEFT, RTGS, IMPS workflows and end-to-end transaction lifecycle. Conducted API testing using Postman for payment and account services. Validated backend data using SQL queries. Logged and tracked defects using JIRA, participated in defect triage meetings.
LOS & LMS
January 1, 2023 – June 1, 2026
Loan Origination System (LOS) and Loan Management System (LMS) handling complete loan lifecycle—from application intake, credit evaluation, approval, disbursement to repayment and closure. Integrated with Salesforce (SFDC) for customer onboarding and FinnOne for loan processing and servicing. Performed functional and integration testing of LOS & LMS modules. Validated end-to-end loan journey: lead creation (SFDC) → loan processing (LOS/FinnOne) → repayment tracking (LMS). Tested loan workflows: personal loans, eligibility checks, KYC, document upload, approvals, and disbursement. Verified LMS functionalities like EMI schedule, repayment processing, foreclosure, and penalty calculations. Validated data synchronization between SFDC, LOS, LMS, and FinnOne systems. Conducted API testing for loan creation, disbursement, repayment, and status update APIs using Postman. Performed database validation using SQL queries for loan and repayment data. Logged and tracked defects in JIRA and participated in defect triage.
Cultural Fit Analysis
The candidate's project diversity within the financial sector (Internet Banking, UPI, Loan Origination, Loan Management) indicates adaptability and a broad understanding of different banking products. Their experience in Agile environments and collaboration with various stakeholders (developers, BAs, POs) suggests a team-oriented approach. The focus on manual testing aligns perfectly with the target role, and the breadth of tools and methodologies (JIRA, Postman, SQL, Agile) shows a well-rounded skill set for a QA professional in a dynamic environment.
Soft Skills & Operational Fit
The candidate demonstrates strong operational fit for a Manual Tester role, evidenced by their detailed project descriptions, involvement in the full testing lifecycle (planning, design, execution, defect tracking), and collaboration within Agile teams. Their ability to identify and report numerous high-priority defects suggests a keen eye for detail and a proactive approach to quality assurance. The candidate's experience in banking and lending domains indicates a good understanding of complex business processes and regulatory requirements, which is crucial for the target role.