P K GOPIKA

Leverage expertise in Credit Analysis and Financial Operations to deliver impactful results in Payments, KYC, Documentation, Relationship Management, and Transaction Monitoring within Banking and Fintech sectors, driving operational excellence, regulatory compliance, and business growth. Possess nearly 5 years of comprehensive experience in credit analysis, debt management, and financial operations within leading banking institutions, ensuring regulatory compliance and operational excellence. Directed the management of UK corporate client portfolios as a Credit Analyst at HSBC, driving operational efficiency while upholding stringent regulatory standards and risk controls. Executed and authorized high-value corporate payments with precision, adhering to internal controls, compliance mandates, and organizational risk management protocols. Streamlined payment processes by fostering collaboration between Relationship Managers and operations teams, mainly enhancing efficiency and reducing processing turnaround times. Facilitated seamless client onboarding through diligent KYC verification and documentation, ensuring full adherence to global regulatory and compliance frameworks. Prepared detailed financial summaries and management reports, enabling informed strategic decision-making while ensuring audit readiness and reporting precision. Partnered with clients and internal stakeholders to resolve complex account issues, delivering exceptional service while strengthening cross-functional collaboration and client trust. Mentored and trained team members, fostering a high-performance culture that enhanced client engagement, retention, and operational consistency across departments. Monitored corporate transactions rigorously to detect anomalies, high-risk accounts, and irregularities, reinforcing operational control and mitigating potential financial exposure. Implemented process enhancements in transaction monitoring workflow, improving reporting accuracy, efficiency, and