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Senior Finance Manager with 10+ years in credit risk assessment & structured finance.
AI is analyzing your overall score…
Identifying your key strengths…
Evaluating your skill match against the job requirements…
Assessing your cultural and operational fit
Over 11 years of hands on experience in Corporate, Project & Structured Finance, credit risk assessment, identifying red flags/Early Warning Signals (EWS), Loan ratios, Credit Appraisal/Underwriting against mortgage lending & all post loan closure activities. Proven track record of collaborating with nationalized banks & financial institutions to drive growth, build long-term customer relationships, & ensure high-quality credit sanctions.
Indian Education Society MCRC AICTE Approved
MBA/PGDM · Finance
August 1, 2012 – June 30, 2014
Thakur College Mumbai University
Bachelor of Commerce (BCOM)
August 1, 2009 – June 30, 2011
Mithibai College Maharashtra Board Mumbai
High School
June 1, 2006 – May 31, 2008
St Annes High School Maharashtra Board Mumbai
Secondary School
June 1, 2005 – May 31, 2006
Kotak Mahindra Bank Limited
Associate Vice President - Credit Analyst
October 1, 2024 – March 1, 2025
Mumbai, Maharashtra, India
ICICI Bank Limited
Chief Manger -Credit II
April 1, 2019 – October 1, 2024
Mumbai, Maharashtra, India
Ativir Financial Consultants Private Limited
Credit Associate
March 1, 2014 – March 1, 2019
Mumbai, Maharashtra, India
Bank of Baroda
Summer Internship
May 1, 2013 – July 1, 2013
Mumbai, Maharashtra, India
Cultural Fit Analysis
The candidate's experience across multiple reputable financial institutions (Kotak Mahindra Bank, ICICI Bank, Ativir Financial Consultants, Bank of Baroda) suggests adaptability and a broad understanding of different corporate cultures within the finance sector. Their focus on collaboration, client meetings, and driving growth aligns well with a dynamic, results-oriented environment. The diversity of roles from Credit Associate to Associate Vice President indicates a progressive career path and a willingness to take on increasing responsibilities, which is a positive indicator for cultural fit in a senior leadership position.
Soft Skills & Operational Fit
The candidate demonstrates strong soft skills such as being growth & result-oriented, an effective collaborator, problem solver, and team lead, as explicitly stated in their resume. Their experience in leading teams, negotiating, and presenting, combined with their focus on risk management and portfolio optimization, indicates a good operational fit for a senior finance management role. The ability to develop and implement resolution plans for stressed assets also highlights resilience and strategic thinking.