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Principal Consultant with 10+ years in Payments Modernization & Digital Banking
Payments Transformation & Consulting Leader with 30 years of global banking and technology experience, specializing in large-scale payments modernization for Tier-1 banks. Expert in ISO 20022, real-time payments, payments transformation, Open Banking, payments product selection, core banking and regulatory transformation, with a strong record of delivering business outcomes across multiple geographies. Known for bridging strategy, consulting, and execution, owning complex RFP/RFI solutioning, stakeholder management, and end-to-end delivery. Currently leading platform-centric payments, integration, observability and digital banking initiatives, enabling scalable, compliant, and future-ready payment ecosystems. Combines deep domain credibility, GCC leadership experience, and hands-on delivery to help banks modernize payments at scale, with resilience, compliance, and customer experience at the core.
IIM Bangalore
EGMP
N/A – Present
Unknown
MBA
N/A – Present
Unknown
B. Com · Commerce
N/A – June 30, 2001
WIPRO TECHNOLOGIES
Director / Product Head
January 1, 2023 – Present
Bengaluru, Karnataka, India
WIPRO TECHNOLOGIES
Managing Consultant
March 1, 2019 – December 1, 2022
Bengaluru, Karnataka, India
WIPRO TECHNOLOGIES
Senior Manager - Payments Practice
March 1, 2013 – February 1, 2019
Bengaluru, Karnataka, India
Oracle Financial Services Software Ltd.
Senior Manager - Software Development (Payments / Collections / Cash Management modules)
May 1, 2007 – March 1, 2013
Bengaluru, Karnataka, India
Standard Chartered Bank - SCOPE International
GCC Leadership (AML Program & Operations)
June 1, 2001 – April 1, 2007
Chennai, Tamil Nadu, India
American Express Bank (Corporate Banking, Payments), MUFG (Branch Banking), Citi India (ATM implementation)
Banking Operations & Implementation
August 1, 1995 – March 1, 2001
India
PMP
Unknown
June 1, 2026 – Present
Google Cloud Leader Practitioner
June 1, 2026 – Present
GenAI LO-L3
Unknown
June 1, 2026 – Present
Cultural Fit Analysis
The candidate's diverse experience across multiple geographies (North America, LATAM, UK, APAC & ANZ) and various Tier-1 banks suggests a high degree of adaptability and cultural awareness. Their long tenure at Wipro Technologies, progressing through several senior roles, indicates loyalty and the ability to thrive in a large organizational culture. The focus on payments modernization, digital banking, and regulatory compliance aligns with current industry trends, demonstrating a forward-thinking mindset. The breadth of skills from technical development to strategic consulting and sales (practitioner sales for APAC & EMEA) indicates a versatile professional capable of engaging with various internal and external stakeholders.
Soft Skills & Operational Fit
The candidate demonstrates strong leadership, strategic thinking, and execution capabilities. Their extensive experience in managing large teams, leading complex transformation programs, and engaging with executive stakeholders indicates excellent operational fit for a Principal Consultant role. The ability to bridge strategy and execution, coupled with a focus on resilience, compliance, and customer experience, aligns well with senior-level consulting requirements. Experience in business continuity management and defining key control standards highlights a strong understanding of operational risk.