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FinTech Leader | Payment Gateway Development | Scheme Compliance | Merchant Onboarding | Digital Payments
I am a FinTech professional with 8+ years of experience leading payment gateway development, digital payment solutions, and scheme compliance across the Middle East and South Asia. My career has been built on transforming complex financial ecosystems into secure, scalable, and merchant-friendly platforms that drive business growth. At TESS Payments, I lead the Payment Gateway Product Team, delivering in-house PGW development, scheme integrations (Visa, MasterCard, MPGS, CyberSource, Apple Pay, Google Pay, QPAY, Amex), and ensuring PCI DSS & 3DS 2.0 compliance. Previously, as Product Owner at JazzCash, I drove automation initiatives with ServiceNow and AppDynamics, cutting incident resolution time by 40% and successfully executing the 3DS 2.0 cutover. Earlier, at TPS Worldwide, I supported 1200+ merchants with integrations and launched a self-onboarding sandbox that accelerated adoption. Core strengths: ✔ Payment Gateway Development & Operations ✔ Scheme Compliance (PCI DSS, 3DS 2.0) ✔ Merchant Onboarding & Technical Integrations ✔ Vendor & Stakeholder Management ✔ Cross-Functional Team Leadership ✔ Automation & Monitoring Passionate about building next-generation digital payment ecosystems, I thrive at the intersection of technology, compliance, and business strategy. I partner with regulators, merchants, and vendors to deliver solutions that are secure, compliant, and market-ready. Always open to connecting with FinTech leaders, product innovators, and payment ecosystem builders across the globe. ________________________________________
Federal Urdu University of Arts, Science & Technology, Islamabad.
Bachelor of Science (BS), Computer Science
January 1, 2011 – January 1, 2015
TESS Payments
Payment Gateway Platform Lead - Technical
November 1, 2023 – Present
Doha, Qatar · Hybrid
JazzCash
Expert DFS Operations & Automation
February 1, 2022 – November 1, 2023
Islamabad, Islāmābād, Pakistan
TPS Worldwide
Mobile Money QIS Engineer
March 1, 2021 – January 1, 2022
TPS Worldwide
Mobile Application QIS Engineer
April 1, 2020 – February 1, 2021
TPS Worldwide
Payment Gateway On-boarding and Support Engineer
April 1, 2017 – March 1, 2020
NUST School of Electrical Engineering & Computer Science
Junior Software Engineer
April 1, 2016 – April 1, 2017
Islamabad
Cultural Fit Analysis
The candidate has a consistent career path within the payment and mobile money sectors, demonstrating deep domain expertise. The progression from support/QA roles to lead positions indicates ambition and growth. However, the project section is empty, limiting the assessment of diverse project experience outside of their core domain. The target role 'Software Engineer' might be a slight mismatch given the recent leadership and operations-heavy roles, suggesting a potential shift in focus or a need for clarification on the desired engineering depth versus management/operations.
Soft Skills & Operational Fit
The candidate's experience descriptions highlight leadership, problem-solving, and a focus on operational efficiency and stability (e.g., 99% system uptime, reducing issue resolution time). Awards received indicate strong team collaboration and contribution to product stability. This suggests a good operational fit, particularly in roles requiring hands-on leadership and a focus on system reliability.