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Product Manager with 10+ years in Payments & Platform Systems
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Senior Product Manager – Technical with 14+ years of experience across payments and banking platforms, specializing in API-driven payment systems, acquirer integrations, and large-scale platform solutions. Strong experience translating complex business and operational requirements into clear product specifications, user stories, and acceptance criteria while working closely with engineering, architecture, UX, and business stakeholders. Known for operating with high ownership and autonomy, driving clarity in ambiguous environments, and enabling scalable, reusable components across global payment ecosystems.
Sipna C.O.E.T Amravati
Bachelor of Engineering · Information Technology
N/A – June 30, 2011
Citi Bank Pvt Ltd
Assistant Vice President (AVP)
September 1, 2022 – November 1, 2024
Pune, Maharashtra, India
EPAM Systems
Product Owner
August 1, 2018 – September 1, 2022
Pune, Maharashtra, India
Accenture India Pvt Ltd
Senior Business Analyst
January 1, 2015 – July 1, 2018
Pune, Maharashtra, India
HSBC India Pvt Ltd
Business Analyst
March 1, 2011 – December 1, 2014
Pune, Maharashtra, India
Certified SAFe 4.0 Agile Practitioner
Unknown
June 1, 2026 – Present
Certified Scrum Product Owner (CSPO)
Unknown
June 1, 2026 – Present
Cultural Fit Analysis
The candidate's diverse experience across multiple reputable companies (EPAM, Citi, Accenture, HSBC) and international engagement (Finland onsite) indicates adaptability and a broad perspective. Their certifications (CSPO, SAFe) and continuous learning (Power BI, AI fundamentals) show a proactive approach to professional development, aligning well with a culture of growth and continuous improvement. The career break for health recovery, followed by re-engagement and upskilling, demonstrates resilience and commitment.
Soft Skills & Operational Fit
The candidate demonstrates strong leadership, ownership, and autonomy, as evidenced by scaling delivery teams, driving product clarity in ambiguous environments, and improving stakeholder satisfaction. Their experience in cross-functional collaboration and client relationship management suggests a good operational fit for a senior product management role.