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Product at CARS24 | Loan Origination Systems | NIT Bhopal
Product leader with 10 years of experience, specializing in fintech solutions with a strong analytics foundation. At CARS24's LOANS24, I lead the development of LOS (Loan Origination Systems) that deliver 30% faster turnaround times while enhancing risk assessment capabilities. My expertise spans: - End-to-end product development with focus on loan origination, risk assessment, and process automation - Creating task/state machines and agent workflows that reduce manual effort by 70% - Implementing data-driven strategies that optimize operational efficiency and drive business growth - Designing flexible systems that support scalability and long term growth Previously at Kantar, I led analytics teams delivering $1M in revenue while driving innovation in machine learning applications. Technical Skills: JIRA, Figma, Tableau, Python, Excel, Power BI, SQL, VBA (Macro), PowerPoint, SPSS Product Skills: User Journeys, A/B Testing, Product Roadmaps, Agile Methodologies
Maulana Azad National Institute of Technology
Bachelor's Degree, Mechanical Engineering
January 1, 2011 – January 1, 2015
Pragati Vidya Peeth
High School
January 1, 2010 – January 1, 2011
Air Force School
High School
January 1, 2006 – January 1, 2010
CARS24
Associate Director - Product
April 1, 2025 – Present
CARS24
Product - Senior General Manager
April 1, 2024 – June 1, 2025
CARS24
Analytics Head - NBFC
April 1, 2023 – March 1, 2024
CARS24
Analytics General Manager - NBFC
October 1, 2021 – March 1, 2023
Kantar
Director - Kantar Analytics
April 1, 2021 – October 1, 2021
Kantar
Senior Consultant
January 1, 2020 – March 1, 2021
Analytics Quotient
Associate Domain
April 1, 2019 – December 1, 2019
Analytics Quotient
Senior Business Analyst
April 1, 2017 – March 1, 2019
Analytics Quotient
Business Analyst
July 1, 2015 – March 1, 2017
Python: Working with Predictive Analytics
June 30, 2026 – Present
Excel 2016: Managing and Analyzing Data
June 30, 2026 – Present
Artificial Intelligence Foundations: Machine Learning
June 30, 2026 – Present
Machine Learning for Marketing: Essential Training
June 30, 2026 – Present
Applied Machine Learning: Algorithms
June 30, 2026 – Present
Project Management Foundations
June 30, 2026 – Present
Querying Microsoft SQL Server 2012
June 30, 2026 – Present
PowerBI - Train the Trainer
Kantar
June 30, 2026 – Present
Advanced Microsoft Power BI
June 30, 2026 – Present
Cultural Fit Analysis
The candidate has a consistent career progression within analytics and product management, demonstrating stability and growth. Their experience spans multiple roles within CARS24 and Kantar, indicating adaptability and a capacity to take on increasing responsibilities. The transition from analytics to product management roles suggests a broad understanding of business functions, which can be beneficial for a data analyst role requiring business context. However, the lack of diverse industry experience outside of Fintech and market research might limit exposure to varied data challenges, potentially impacting cultural fit in a highly diverse data environment.
Soft Skills & Operational Fit
The candidate's experience descriptions highlight leadership, team management, and process improvement, suggesting strong operational fit. Their work in designing user-centered workflows and establishing data-driven product development processes indicates an ability to translate analytical insights into actionable strategies. The focus on reducing action time and manual reallocation points to an efficiency-driven mindset. However, without specific psychometric test results, a deeper assessment of stress handling and team collaboration is limited.