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Product Manager with 10+ years in banking sectors
AI is analyzing your overall score…
Identifying your key strengths…
Evaluating your skill match against the job requirements…
Assessing your cultural and operational fit
Senior cards and payments professional with 18+ years of experience across the UK and UAE banking sectors. Expertise in cards portfolio management, product management, card operations, vendor management, and project management. Strong knowledge of the end-to-end card lifecycle (credit, debit, and prepaid). Experienced in campaign management and customer segmentation. Strong understanding of cards business, portfolio management, and banking products. Knowledge of key portfolio KPIs and performance drivers. Proven track record of delivering cost savings, process automation, operational improvements, and digital transformation initiatives. Skilled in Microsoft Copilot, Power BI and process optimisation.
Mumbai University
Bachelor of Commerce · Commerce
August 1, 2004 – June 30, 2004
The Co-operative Bank, UK.
Card Services Relationship Manager
May 1, 2023 – November 1, 2025
India
AAFAQ ISLAMIC FINANCE, Dubai, UAE.
Senior Officer/ Acting Manager | Product Development
August 1, 2021 – August 1, 2022
India
FIRST ABU DHABI BANK, Dubai, UAE.
Process Analyst | Policies & Procedures
September 1, 2020 – June 1, 2021
India
FIRST ABU DHABI BANK
Assistant Vice President - Manager | Card Operations
January 1, 2010 – April 1, 2020
India
Lean Six Sigma
Emirates Institute for Banking and Financial Studies
June 1, 2026 – Present
ISO 9001:2008 Internal Quality Audit
LRQA
June 1, 2026 – Present
Advanced Microsoft Copilot 365
Unknown
June 1, 2026 – Present
Cultural Fit Analysis
The candidate's diverse experience across multiple financial institutions in both the UK and UAE, coupled with a long tenure in the banking sector, suggests adaptability and a strong understanding of varied corporate cultures within finance. Their involvement in process automation, digital transformation, and supporting system migrations indicates a proactive and improvement-oriented mindset, which aligns well with dynamic and innovative environments. The breadth of skills, from product development to risk management and vendor negotiation, shows a versatile professional capable of integrating into different team structures and contributing across various functions. The focus on compliance and controls also suggests a strong adherence to ethical and structured work environments.
Soft Skills & Operational Fit
The candidate demonstrates strong operational fit through extensive experience in managing complex card operations, vendor relationships, and process optimization. Their background in developing SOPs, analyzing process efficiency, and implementing controls highlights a methodical and detail-oriented approach. Collaboration with cross-functional teams and external suppliers indicates strong stakeholder management and communication skills. The achievements listed, such as cost savings and efficiency improvements, reflect a results-driven mindset. The candidate's experience in risk mitigation and compliance further strengthens their operational fit, particularly in a regulated financial environment.