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Product Manager with 10+ years in Credit Cards and Digital Lending
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Evaluating your skill match against the job requirements…
Assessing your cultural and operational fit
Strategic leader with 9 years of experience in Credit Cards and Digital Lending across India, Southeast Asia and Middle East. Currently based in the UAE, I specialize in launching innovative financial products, managing multi-million-dollar P&Ls, and driving digital transformation. Recognized for delivering award-winning results through cross-functional collaboration, regulatory alignment, and customer-centric design.
NIT Tiruchirappalli
Master of Technology
August 1, 2014 – June 30, 2016
Netaji Subhas University of Technology
Bachelor of Engineering
August 1, 2009 – June 30, 2013
MasterCard (Client – First Abu Dhabi Bank)
Digital Acquisition Manager (Contract)
May 1, 2025 – Present
Dubai, Dubai, United Arab Emirates
UNO Digital Bank
Head - Program Sales Finance & Credit Cards
December 1, 2023 – February 1, 2025
Philippines
American Express
Payment Consultant
December 1, 2022 – December 1, 2023
India
IDFC FIRST Bank
Digital Product Manager
September 1, 2021 – December 1, 2022
India
American Express
Product Manager Credit Cards
April 1, 2020 – September 1, 2021
India
RBL Bank
Product Manager Credit Cards
August 1, 2016 – April 1, 2020
India
Cultural Fit Analysis
The candidate's experience across multiple financial institutions (MasterCard, UNO Digital Bank, American Express, IDFC FIRST Bank, RBL Bank) and diverse roles within product management (Digital Acquisition Manager, Head - Program Sales Finance & Credit Cards, Payment Consultant, Digital Product Manager, Product Manager Credit Cards) indicates adaptability and a broad understanding of the financial services landscape. Their involvement in launching new products, driving digital transformation, and managing strategic partnerships aligns well with a dynamic, growth-oriented culture. The consistent focus on customer acquisition, revenue growth, and operational efficiency suggests a strong business acumen and a proactive approach to problem-solving, which are valuable cultural attributes.
Soft Skills & Operational Fit
The candidate demonstrates strong leadership, strategic thinking, and cross-functional collaboration skills, evidenced by leading product launches, securing board buy-in, and coordinating with diverse teams (tech, risk, marketing, external vendors, global teams). Their focus on data-driven improvements, KPI monitoring, and P&L management indicates a results-oriented and analytical approach. The ability to manage complex projects under tight deadlines (e.g., 45-day co-branded card launch) highlights strong operational execution and project management capabilities. Experience in diverse markets (India, Southeast Asia, Middle East) suggests adaptability and a global mindset.