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Software Tester with 4+ years in UPI Payments and Retail Banking applications
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Assessing your cultural and operational fit
QA Test Engineer with 4 years of experience in UPI Payments and Retail Banking applications. Strong expertise in end-to-end functional testing, API validation, database testing using MySQL, and UPI transaction flow analysis (P2P, P2M, Mandates). Experienced in Agile/ Scrum environments, and working directly at client locations for critical banking platforms. Proven ability to handle release cycles, and cross team coordination.
MUMBAI UNIVERSITY
B.E. ELECTRONICS & COMMUNICATION · Electronics & Communication Engineering
N/A – June 30, 2022
Mphasis Pvt.Ltd
Software Tester
June 1, 2022 – Present
India
Mindgate Solutions Pvt. Ltd.
Software Tester
June 1, 2022 – June 1, 2022
India
HDFC UPI platform
June 29, 2026 – Present
Analyzed FSD/Requirement Documents and derived detailed test scenarios and edge cases. Designed and executed comprehensive test cases for new features and enhancements. Performed database validation using Oracle SQL to verify transaction integrity and data consistency. Working experience in agile environment using Scrum model. Executed certification testing using NPCI portal to ensure compliance with UPI standards. Conducted API testing for Pay, Refund, and Mandate APIs using Postman.
SBI Yono 2.0 (Retail Banking)
June 29, 2026 – Present
Planned end-to-end testing activities based on BRD and business workflows. Created structured test cases and maintained traceability with requirements. Raised and tracked defects in Mastercraft and ensured timely closure. Validated CRM and backend database data to ensure accurate API responses. Prepared test summary and closure reports for release sign-off. Performed regression and negative testing before every production release. Analyzed UPI logs to identify transaction failures and root causes. Coordinated with developers and business teams to resolve critical production issues. Actively participated in sprint planning, daily stand-ups, and release discussions.
ISTQB Certified
ISTQB
June 1, 2026 – Present
Cultural Fit Analysis
The candidate's experience across two different companies (Mindgate Solutions and Mphasis) on critical banking platforms (HDFC UPI, SBI Yono 2.0) demonstrates adaptability and exposure to diverse project environments. Their involvement in agile teams and coordination with various stakeholders indicates a collaborative mindset. The focus on financial services and payment systems aligns well with roles requiring high precision and regulatory compliance, suggesting a good cultural fit for structured and critical environments.
Soft Skills & Operational Fit
The candidate demonstrates strong operational fit through active participation in agile ceremonies, coordination with development and business teams, and experience in handling release cycles. Their ability to analyze logs and track defects indicates a methodical and problem-solving approach. The experience in client-facing roles for critical banking platforms suggests good adaptability and professional conduct.