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QA Engineer with 3+ years in Manual and API Testing for Banking & Financial Services
Detail-oriented Software Test Engineer with 3.1+ years of experience in Manual and API Testing of web-based applications within the Banking and Financial Services (BFSI) domain. Strong expertise in Functional Testing, Regression Testing, UI/UX Testing, and System Integration Testing. Experienced in Requirement Analysis, Test Case Design, Defect Management, and Test Execution. Hands-on experience in Internet Banking modules such as fund transfers (NEFT, RTGS, IMPS, and UPI), balance inquiry, transaction history, and user profile management. Hands-on experience in Loan Origination System (LOS) applications including modules such as digital application processing, automated underwriting and credit analysis, workflow automation, document management, and compliance and regulatory management. Skilled in SDLC, STLC, and Defect Life Cycle, ensuring quality deliverables and adherence to timelines. Team player with effective communication and analytical skills, ensuring smooth coordination between QA, Development, and Business teams.
Pune UNIVERSITY
Master Degree
August 1, 2023 – June 30, 2025
Pune UNIVERSITY
Bachelor Degree
August 1, 2020 – June 30, 2023
Poonawalla Group
Software Test Engineer
January 1, 2023 – Present
India
People Bank – Mobile Internet Banking Application
June 1, 2025 – Present
A secure mobile internet banking application enabling customers to perform real-time fund transfers using NEFT, RTGS, and IMPS, along with balance inquiries, transaction tracking, and service requests across Android and iOS platforms. Key Responsibilities • Designed, reviewed, and executed detailed test cases for mobile banking features including NEFT, RTGS, and IMPS fund transfers. • Performed Functional, Regression, and Compatibility Testing across multiple devices, operating systems, and screen resolutions. • Validated end-to-end transaction flows, confirmations, error messages, and real-time transaction status updates. • Logged, tracked, and retested defects using defect management tools with clear reproduction steps and severity classification. • Conducted User Acceptance Testing (UAT) in coordination with business stakeholders to ensure compliance with banking requirements. • Ensured application stability, security, and high-quality releases by adhering to QA best practices and timelines.
Loan Origination System (Home Loan / LAP)
June 1, 2024 – Present
A digital Loan Origination System (LOS) designed to automate loan processing for Home Loans and Loan Against Property (LAP). Covers loan initiation to disbursement with integrations for credit checks (CIBIL), KYC validation, and document management. Key Roles & Responsibilities: • Designed, reviewed, and executed manual test cases for modules like QDE, DDE, Underwriter, Sanction, Disbursement. • Performed Functional, Smoke, Sanity, Regression, and UAT Testing. • Validated loan eligibility, interest rate, and EMI calculations. • Conducted API testing using Postman for external service integrations (CIBIL, KYC, PAN). • Executed SQL queries for backend data validation across loan stages. • Participated in defect triage meetings, ensured proper closure and retesting. • Assisted business users in UAT execution and documented test outcomes. • Prepared Test Reports, Bug Summary, and Traceability Matrix. • Collaborated closely with developers, BAs, and product owners under Agile methodology.
Cultural Fit Analysis
The candidate's project experience in diverse banking applications (Loan Origination System, Mobile Internet Banking) shows adaptability and a broad understanding of financial services. Their involvement in Agile teams and collaboration with various stakeholders suggests a team-player mindset. The focus on compliance and quality best practices aligns well with a structured and quality-driven organizational culture. The candidate's continuous education (Master's degree in progress) also indicates a commitment to growth and learning.
Soft Skills & Operational Fit
The candidate demonstrates good communication skills through clear project descriptions and experience in collaborating with developers, BAs, and product owners. Their involvement in defect triage meetings and UAT coordination indicates strong operational fit for a team-oriented QA role. The resume highlights analytical skills and adherence to timelines, which are crucial for operational efficiency.