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Product Manager with 8+ years in Payments & Digital Banking
Payments and banking professional with 7+ years of experience in card product management, payment operations, and digital banking initiatives within the financial services sector. Proven expertise in business analysis, project delivery, and product lifecycle management across card-based payment ecosystems. Hands-on experience working with global payment networks including Visa Inc. and Mastercard, supporting scheme compliance, payment processing lifecycle (authorization, clearing, settlement), and digital payment innovations. Experienced in supporting payment ecosystem operations across issuers, acquirers, processors, and card networks. Skilled in requirements gathering, process analysis, project coordination, and product strategy, with strong exposure to Vision Plus Card Management System by Fiserv. Adept at collaborating with cross-functional teams to deliver payment solutions, system enhancements, and operational improvements that enhance customer experience and business performance.
University of the Punjab
Master's · Political Science
August 1, 2018 – June 30, 2018
University of the Punjab
Bachelor's · Computer Science
August 1, 2014 – June 30, 2014
Lahore Board
Intermediate · Science
June 1, 2010 – May 31, 2010
Lahore Board
Matriculation · Science
June 1, 2008 – May 31, 2008
ALLIED BANK
Associate Manager – Product Development
November 1, 2021 – Present
India
AL-BARAKA BANK
Credit Risk Analyst – Auto Loans
March 1, 2021 – November 1, 2021
India
SILK BANK
Credit Risk Analyst - Credit Cards & Personal Loans
May 1, 2017 – March 1, 2021
India
Cultural Fit Analysis
The candidate's experience across multiple banking institutions (ALLIED BANK, AL-BARAKA BANK, SILK BANK) and diverse roles within the financial sector (Product Development, Credit Risk Analyst) suggests adaptability and a broad understanding of banking operations. Their involvement in strategic initiatives and cross-functional collaboration indicates a proactive and team-oriented mindset. The focus on customer experience enhancements and digital payment adoption aligns with modern banking trends, suggesting a forward-thinking approach.
Soft Skills & Operational Fit
The candidate demonstrates strong operational fit for a Product Manager role in the payments domain, evidenced by their detailed experience in managing payment ecosystem operations, product lifecycles, and project delivery. Their ability to coordinate with cross-functional teams, lead UAT, and monitor project timelines indicates strong organizational and collaborative skills. The experience in credit risk analysis also suggests a detail-oriented approach and an understanding of regulatory compliance, which are critical for financial product management.