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QA Engineer with 4+ years in Manual & API Testing in Payment Domain.
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I am a Software Test Engineer (QA) with over 3.9 + years of experience in Manual & API Testing in Card Management & NCMC Transit Process of Payment Domain. My expertise lies in the payment domain, with strong knowledge of STLC, API, Database, Performance, and Mobile-App testing. Skilled in end-to-end transaction validation, defect analysis, and ensuring seamless system integrations. Committed to delivering high-quality, defect-free software within tight deadlines while consistently ensuring reliable results. Seeking a challenging QA role to leverage analytical skills and domain knowledge to build robust, user-centric solutions.
BAMU University
Bachelor of Engineering · Computer Science
August 1, 2014 – June 30, 2018
Yogeshwari College, Ambejogai, Beed
HSC
June 1, 2012 – May 31, 2014
Jawahar Navodaya Vidyalaya, Beed
SSC
June 1, 2010 – May 31, 2012
PayCraft Solution Pvt. Ltd
Software Test Engineer 1
June 15, 2022 – Present
Pune, Maharashtra, India
RBL Bank | Humsafar Wearable Prepaid Card | Retail
January 1, 2024 – January 1, 2025
Developed a secure, multi-utility digital payment solution enabling seamless transactions for travel, fuel, food, and shopping with spending control, usage monitoring, and a single-card convenience. Performed end-to-end API testing for card lifecycle, wallet load/reload, transactions, KYC, and authentication using Postman & Swagger. Conducted integration testing with NPCI / RuPay / NCMC interfaces to ensure seamless transaction processing. Tested mobile app features including card controls (block/unblock, limit management), reload via UPI/Net Banking/Cards, and transaction history. Performed compatibility testing across multiple Android devices and OS versions. Prepared test cases, test execution reports, defect summaries, and QA sign-off documentation.
RBL Bank NAMMA (BMRCL) Metro NCMC Card
January 1, 2024 – January 1, 2025
National Common Mobility Card project, an initiative by the Government of India, to deliver a unified and interoperable payment solution across transit and retail networks under the "One Nation, One Card" program. Performed end-to-end manual testing for the National Common Mobility Card (NCMC) platform in collaboration with RBL Bank & Bangalore Metro. Conducted API testing using Postman, verifying request/response payloads, status codes, and data integrity for fintech services. Verified secure PIN-based & EMV chip contactless transactions across web portals and devices. Supported UAT, release validation, and production deployment with sanity and smoke testing. Collaborated with cross-functional teams (Developers, BA, Bank & Metro stakeholders) to ensure high-quality delivery.
Airtel Payment Bank NCMC | Ahmedabad Metro Rail Project
January 1, 2023 – January 1, 2024
NCMC-enabled EMV Automatic Fare Collection (AFC) system for Surat Metro, enabling RuPay contactless tap-and-go payments for seamless travel across metro, buses, parking, and retail. The solution supports digital recharge via the Airtel Thanks app and aligns with the "One Nation One Card" vision for interoperable, cashless transit across India. Analyzed business requirements and designed detailed test scenarios & test cases for NCMC metro card and AFC system. Performed end-to-end testing for card issuance, recharge, balance updates, and tap-and-go entry/exit transaction flows. Executed database validation using SQL to verify fare deduction, wallet balance, and settlement data accuracy. Verified EMV/NCMC compliance, offline transaction synchronization, and secure payment processing flows. Logged, tracked, and retested defects in JIRA, collaborating with Developers & Business Analysts for timely closure.
NSDL Bank | Prepaid Core GPR | EMS
January 1, 2022 – January 1, 2023
NCMC-compliant multi-wallet corporate prepaid card integrated with EMS for digital expense management, transit payments, and tax-compliant reimbursements. Supports offline transactions and works across ATM, POS, e-commerce, and metro channels in partnership with NSDL Payments Bank and NPCI. Developed comprehensive test plans, test cases, test scripts, and detailed test reports across multiple projects of varying complexity to ensure consistent software quality and stakeholder alignment. Performed end-to-end API testing using Postman to validate request/response payloads and ensure seamless system integration across services. Participated in Agile ceremonies including daily stand-ups, sprint planning, backlog grooming, and retrospectives to align testing activities with sprint goals and project timelines.
Manual & Automation Testing Certified
Unknown
June 1, 2026 – Present
Cultural Fit Analysis
The candidate's project experience is highly focused on the Banking & Payments domain, specifically with NCMC and prepaid card solutions. This specialization suggests a strong fit for organizations within the fintech sector. Their involvement in Agile ceremonies and collaboration with diverse stakeholders (developers, BAs, product owners, clients) indicates adaptability to team-oriented, fast-paced environments. The breadth of testing types (Functional, Integration, Regression, UAT, Cross-browser, Database, Sanity, GUI) and tools (Postman, JMeter, JIRA, SQL) shows a versatile skill set within the QA domain, contributing positively to cultural fit in a dynamic engineering team.
Soft Skills & Operational Fit
The candidate demonstrates strong soft skills such as analytical thinking, problem-solving, and communication, which are critical for a senior QA role. Their experience in mentoring QA teams, conducting KT sessions, and enforcing best practices indicates leadership potential and operational fit within an Agile-Scrum environment. The ability to highlight risks to both technical and non-technical stakeholders is a significant asset for operational effectiveness.