QA Engineer with 4+ years in Banking & Payments and AI-assisted Testing
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QA Engineer with 4.6+ years of experience in Manual Testing, API Testing, and Automation (~50%) in the Banking & Payments domain. Proficient in REST API validation via Postman and Swagger (OpenAPI), and performance testing with JMeter. Hands-on expertise in UPI, IMPS, CBDC, ISO 8583 systems with backend SQL validation and Kafka message testing. Skilled in Cypress (JS/TS) automation, CI/CD pipelines (Jenkins), and Agile delivery. Experienced in AI-assisted testing — prompt engineering, test case generation, and use-case design.
DYPSOEA, Pune
BE · Computer Engineering
August 1, 2020 – June 30, 2020
Sarvatra Technologies Pvt Ltd.
Sr. Test Engineer
August 1, 2025 – Present
Pune, Maharashtra, India
Sarvatra Technologies Pvt Ltd.
Test Engineer
November 1, 2022 – July 31, 2025
Pune, Maharashtra, India
Sarvatra Technologies Pvt Ltd.
Trainee Test Engineer
October 1, 2021 – October 31, 2022
Pune, Maharashtra, India
CBDC (Central Bank Digital Currency)
June 10, 2026 – Present
Orchestrated end-to-end validation across API, UI, Mobile, Automation, and Performance layers, ensuring secure and scalable digital currency transactions. Verified wallet operations, UTXO flows, disbursement, and redemption scenarios using Postman and Swagger. Built Cypress automation suites and benchmarked system stability under load using Apache JMeter. Applied AI-driven prompt engineering to expand complex and edge-case test coverage beyond standard scenarios. Validated Kafka message flows and backend SQL data to ensure consistency across microservices and financial transactions.
IMPS (Immediate Payment Service)
June 10, 2026 – Present
Crafted functional and API test scenarios for IMPS flows, improving transaction reliability and reducing failure rates. Verified end-to-end fund transfer workflows, including backend processing and database consistency checks.
UPI Switch Testing
June 10, 2026 – Present
Validated real-time UPI flows (P2P, P2M, QR, Mandates), ensuring seamless and accurate payment processing. Scrutinized API responses, switch processing, and database states to improve transaction success rates. Confirmed ISO 8583 compliance, validating message structure and financial data accuracy across the switch.
ISO 8583 Message Validation
June 10, 2026 – Present
Validated financial message formats and field-level data, ensuring encryption consistency and proper switch integration. Confirmed message parsing and interoperability across distributed payment systems.
Performance Testing
June 10, 2026 – Present
Simulated high-load and stress scenarios using Apache JMeter, assessing system scalability and resilience. Pinpointed performance bottlenecks and optimized response times, improving throughput under peak loads.
Cultural Fit Analysis
The candidate's experience across various payment systems (UPI, IMPS, CBDC) and their involvement in end-to-end validation, including mobile and UI, indicates a diverse project background. Their progression from Trainee to Sr. Test Engineer at the same company suggests loyalty and growth within an organization. The leadership experience and focus on improving ramp-up time for new team members align with a collaborative and supportive team culture. The breadth of technical skills, from API and performance testing to automation and backend validation, shows adaptability and a willingness to learn and apply new technologies.
Soft Skills & Operational Fit
The candidate demonstrates strong operational fit through their experience in Agile environments, CI/CD integration, and defect management. Their leadership role indicates good team collaboration and mentoring skills. The ability to investigate production issues in Linux environments suggests strong problem-solving and analytical capabilities. The use of AI-driven prompt engineering shows an innovative and proactive approach to testing.