Help & Supportcareers@gravityer.com
Senior Finance Manager with 10+ years in credit underwriting & regulatory compliance
AI is analyzing your overall score…
Identifying your key strengths…
Evaluating your skill match against the job requirements…
Assessing your cultural and operational fit
Strategic financial leader with over 10 years of expertise in credit underwriting, regulatory compliance, KYC due diligence, and risk management across retail, MSME, and business loan segments. Proficient in credit policy adherence, internal audits, and portfolio analysis. Certified in JAIIB, CAIIB, and Retail Banking. Led disbursal exceeding 260 Cr with zero audit observations and drove a 15% NPA reduction through robust risk protocols. Excel-savvy with strong MIS/reporting capabilities, seeking impactful mid/senior roles in Credit, Compliance, or Regulatory Operations.
IIPM
MBA · Business Administration
August 1, 2009 – June 30, 2011
Dyal Singh College, Delhi University
B.Com Hons. · Commerce
August 1, 2005 – June 30, 2008
HDFC Bank
Assistant Vice President
June 1, 2023 – Present
Gurgaon, Haryana, India
Bank of Baroda
Senior Manager, Scale -III
December 1, 2016 – May 1, 2023
Gurgaon, Haryana, India
Bank of Baroda
Manager - Advances Department
January 1, 2014 – December 1, 2016
Gurgaon, Haryana, India
Bank of Baroda
Assistant Manager - Branch Operations
August 1, 2012 – January 1, 2014
Delhi, Delhi, India
Bank of Baroda
Zonal Office Team Member
July 1, 2011 – August 1, 2012
New Delhi, Delhi, India
CAIIB (Certified Associate of Indian Institute of Bankers)
IIBF
March 1, 2017 – Present
JAIIB (Junior Associate of Indian Institute of Bankers)
IIBF
July 1, 2013 – Present
Cultural Fit Analysis
The candidate's career progression within established financial institutions (Bank of Baroda, HDFC Bank) and experience with large-scale mergers suggests adaptability and resilience. Their involvement in CSR initiatives and consistent growth in customer acquisition and portfolio expansion indicate a results-oriented and community-minded approach. The breadth of experience across different regions and roles within banking demonstrates a versatile and committed professional, aligning well with a dynamic corporate culture.
Soft Skills & Operational Fit
The candidate demonstrates strong leadership, team management, and business development skills. Their experience in coordinating cross-functional teams, enhancing operational efficiency, and managing customer satisfaction during challenging periods (like demonetization) indicates robust operational fit and problem-solving capabilities. The ability to drive third-party product sales and manage diverse portfolios also highlights strong commercial acumen and client-facing skills.