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Associate Officer with 5+ years in debt recovery and portfolio management.
AI is analyzing your overall score…
Identifying your key strengths…
Evaluating your skill match against the job requirements…
Assessing your cultural and operational fit
Post Graduate with 5 years Experience in secured & unsecured loan Sound collections experience with all stages of the delinquency ( Flows& Recovery ) Two wheeler Loan, Personal Loan, Consumer Durable Loan, Group Loan, OD account, Business Loan, LAP & Credit card. Knowledge in debt management, Collection Strategy and portfolio Analysis. To secure a position as a collecion officer and Cusomer service Reputilizing my collection Recovery and customer service skills in order to manage delinquent account is effectively.
Bharathiyar University Coimbatore
M.Com · Commerce
N/A – Present
AMERICAN EXPRESS BANK
Handling product Credit Card Recovery Cases
November 1, 2021 – Present
India
INDUSIND BANK
Collection Officer
August 1, 2019 – November 1, 2021
India
IDFC FIRST BANK
Off Roll collection Executive
March 1, 2018 – June 1, 2019
India
Debt Recovery Agent (DRA) course
Unknown
June 1, 2026 – Present
Cultural Fit Analysis
The candidate's experience across multiple financial institutions (American Express Bank, IndusInd Bank, IDFC First Bank) suggests adaptability to different organizational cultures. Their stated 'desire to learn' and 'motivated and interested in taking the initiative' indicate a proactive mindset. The focus on 'daily commitments' and 'targets' aligns with performance-driven environments common in banking and collections. The breadth of experience in various loan products also shows a willingness to take on diverse responsibilities.
Soft Skills & Operational Fit
The candidate exhibits strong soft skills crucial for a collections role, including problem-solving, objection handling, communication, and empathy. Their experience in managing daily and monthly targets, providing feedback to supervisors, and handling difficult customer interactions demonstrates operational fit. The ability to locate missing customers and maintain confidentiality further supports their suitability for operational roles in debt recovery.