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Senior QA Enginneer with 4+ years in Banking & Payments Domain
AI is analyzing your overall score…
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Evaluating your skill match against the job requirements…
Assessing your cultural and operational fit
Results-driven Senior Software QA Engineer with 4+ years of experience in Web, API, and POS application testing within the Banking and Payments domain. Adept at designing comprehensive test strategies, leading end-to-end testing cycles, and collaborating cross-functionally to deliver high-quality software. Proven expertise in ISO 8583 protocol, EMV testing, and payment gateway solutions across multiple global processors.
Basaveshwar Engineering College
Bachelor of Engineering · Industrial & Production
August 1, 2017 – June 30, 2020
Girmiti Software Private Limited
Senior Software Test Engineer
November 1, 2021 – Present
Bengaluru, Karnataka, India
Verifone – Sales Connector Payment Gateway
November 1, 2021 – Present
Validated transaction types including Sale, Pre-Auth, Partial Reversal, Debit Refund, Batch Settlement, and Reconciliation. Tested multi-connector routing (EVRY, AMEX, NTES DK, Valitorpay) and validated Merchant/Terminal Management, Fee & Commission, and Merchant Payout modules. Involved in TCS Management Portal (terminal onboarding), ECommerce Admin Portal (merchant onboarding), and TCS Client Portals for transaction validation. Worked on Server-to-Server API testing; prepared RTM to ensure complete requirements traceability.
Verifone – NZ Acquiring Links
November 1, 2021 – Present
Performed end-to-end testing of payment transaction flows: Authorization → Clearing → Settlement across Visa, MasterCard, JCB, and Discover networks. Validated Pre-Processor, Authorization Interface, and Clearing Interface; verified data state transitions and risk/fraud monitoring. Executed file validation (ICF, Recon, TC33.A), analysed CMS/Kibana logs for request/response validation, and coordinated defect tracking with internal and issuer teams. Executed Functional, Sanity, Regression, UAT, Adhoc, and Integration testing; delivered daily/weekly test execution reports to Test Manager. Managed defect lifecycle using JIRA and Redmine; performed root cause analysis on data quality issues. Collaborated with SMEs, developers, and product owners to clarify specifications, resolve defects, and align on product functionality. Authored POS application User Manual for customer support; participated in all Sprint Planning, Daily Scrum, and Retrospective ceremonies. Certified in UL (Collis) tools; strong knowledge of ISO 8583 message protocol and EMV log verification.
TerraPay – Payment Gateway
November 1, 2021 – Present
Payment Gateway solution offering routing, tokenization and connector integrations to support transactions from Ecommerce, POS and mPOS channels. Provides settlement, reconciliation, fee & commission management, recurring billing and merchant/terminal management.
UL (Collis) tools
UL
May 1, 2026 – Present
Cultural Fit Analysis
The candidate exhibits a strong collaborative mindset, actively engaging with SMEs, developers, product owners, and external partners. Their experience in Agile environments and focus on stakeholder communication suggests a good fit for team-oriented, fast-paced development cultures. The deep specialization in the payments domain indicates a candidate who thrives in complex, regulated environments and is committed to delivering high-quality, reliable financial software.
Soft Skills & Operational Fit
The candidate demonstrates strong cross-functional collaboration and stakeholder communication skills, essential for complex payment projects. They are adept at problem-solving, troubleshooting, and root cause analysis, particularly in production environments. Their experience with Agile/Scrum QA practices, L3 production support, and customer onboarding indicates a robust operational fit for dynamic development and support roles.