
AI is analyzing your overall score…
Identifying your key strengths…
Evaluating your skill match against the job requirements…
Assessing your cultural and operational fit
Credit Manager at BPI
Experienced credit operations and vendor manager for over 15 years. Knows how to exemplify values and learnings gained from past and current organization. Expertise includes credit analysis,streamline processing, vendor management (3rd parties), innovation support, strategic campaigns and merchant coordination, data analysis and interpretation, monthly performance reviews for the 3rd party providers and ensuring SLA is met. I enjoy generating new ideas and devising feasible solutions to broadly relevant problems. My colleagues would describe me as a driven, resourceful individual who maintains a positive, proactive attitude when faced with adversity.
St. Scholastica's College, Manila
Bachelor of Commerce (BCom), Management Information Systems, General
January 1, 2000 – January 1, 2004
Southernside Montessori School
High School Diploma
N/A – Present
St. Scholastica's College, Manila
Bachelor of Science, E-Commerce/Electronic Commerce
N/A – Present
Bank of the Philippine Islands (BPI)
Credit Manager
April 1, 2022 – Present
Philippines
Bank of the Philippine Island
Credit Manager
April 1, 2022 – Present
China Banking Corp
Unit Head – Card Credit Processing Department
October 1, 2019 – April 1, 2022
China Bank PH
Credit Maintenance Unit Head
October 1, 2019 – April 1, 2022
Metrobank Card Corporation
Operations Officer
September 1, 2016 – October 1, 2019
Makati City
Citibank N.A.
Vendor Manager
March 1, 2014 – December 1, 2015
Citibank N.A.
Assistant Team Lead
May 1, 2005 – March 1, 2014
Citi
Credit Officer / Vendor Manager
May 1, 2005 – December 1, 2015
Makati City
Citibank N.A.
Resolution Specialist
January 1, 2005 – April 1, 2005
United Coconut Planters Life Assurance
Account Assistant
July 1, 2004 – January 1, 2005
Cultural Fit Analysis
The candidate has a long tenure in the banking and finance industry, specifically in credit and card operations. Their experience in various roles within large financial institutions (BPI, China Bank, Metrobank, Citibank) indicates adaptability to structured corporate environments. The focus on process improvement and project leadership aligns with a culture that values efficiency and innovation. However, the resume does not provide direct evidence of software engineering cultural fit, as the experience is primarily in credit operations and management.
Soft Skills & Operational Fit
The candidate demonstrates strong leadership, team management, and process improvement skills. Their experience in operationalizing policies, monitoring KPIs, and leading automation projects suggests a good fit for roles requiring operational excellence and strategic thinking. Flexibility and ability to handle ad-hoc tasks are also evident.