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AI Solution Architect with 10+ years in Microservices, AWS Cloud & GenAI
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As an Application Architect, I specialize in designing and developing web-based and enterprise applications using Java, Microservices, AWS Cloud, GCP, DevOps, and FinTech. I have a strong foundation in high-performance banking and financial applications, with expertise in architecting scalable, secure AI-powered financial solutions, including fraud prevention, risk assessment, digital lending, and cloud-native banking applications. As a certified GenAI professional with a strong technical background in Gen-AI, Cybersecurity, Product Development, and digital transformation, I excel in solution architecture, service delivery, and cross-functional collaboration.
Indian Institute of Foreign Trade (IIFT)-Delhi
MBA · International Business
N/A – Present
Madan Mohan Malviya Engg College, Gorakhpur
Post Graduate Diploma
N/A – Present
Virtusa Consulting Services Pvt Ltd
Architect _Java
May 1, 2025 – Present
Bengaluru, Karnataka, India
Anand Rathi Global Finance Limited
Vice President
August 1, 2023 – August 1, 2024
Mumbai, Maharashtra, India
Poonawalla Fincorp Limited
GM-IT
June 1, 2011 – June 1, 2023
Pune, Maharashtra, India
JPMC CBE-CC Payment Quality Enhancement
May 1, 2025 – Present
Project Organisation: PLATINUM-JPMC CBE, Project Customer – JP Morgan Chase
JPMC CBE-CCT Payment Data Export Streaming Service
May 1, 2025 – Present
Project Organisation: PLATINUM-JPMC CBE, Project Customer – JP Morgan Chase
Anand Rathi Global Finance Limited Application Development
June 1, 2024 – August 6, 2024
Designing and developing a Lending Application as a Java Application Architect involves end-to-end architectural planning, technical decision-making, team guidance, and hands-on development with Java, Spring Boot, Microservices, REST APIs, and cloud platforms like AWS/GCP. Presentation Layer: Angular/React + REST APIs (Spring Boot); Business Layer: Spring Boot Microservices; Persistence Layer: JPA/Hibernate + RDBMS (e.g., PostgreSQL/MySQL); Integration Layer: REST/Message Queues (RabbitMQ/Kafka); Infrastructure Layer: Cloud (AWS/GCP), CI/CD, Monitoring. Goals: Prepare for a release, improve performance bottlenecks, ensure security, etc.
Point of collection mobile apps
December 1, 2023 – July 1, 2024
A Point of Collection (PoC) mobile app is designed for data collection, field operations, or real-time logging. Using AWS DevOps, we can efficiently develop, build, test, and deploy the app using a CI/CD pipeline while ensuring security, scalability, and agility. This smart collection application is digitized and automates field operations such as loan data collection, KYC document upload, payment collection, GPS-tagged customer verification, digital signatures & offline data capture with sync. Responsibilities: Design End-to-end solutions using Java, Spring Boot, and AWS Services; Architect micro-based platforms with high scalability and fault tolerance; Design RESTful APIs, database models, and cloud service integration; Create high-level and low-level design documents (HLD/LLD); Managing teams and contributing in all phases of system development and participating in technical and architectural discussions, and providing a reliable and scalable solution; API documentation tools (e.g., Swagger). Technical Environment: Java 11, Spring Boot, JPA, Hibernate, microservices, REST API, Apache Kafka, Redis, Elastic Search, Bitbucket.
Onboarding and customer services in the core Lending application
September 1, 2023 – December 1, 2023
The core lending application is built using Java (Spring Boot, Microservices) and hosted on AWS cloud to deliver a scalable, secure, and modular digital lending platform. The onboarding module enables seamless customer acquisition through automated KYC verification, credit score check, risk profiling, and e-signature integration. It leverages the AWS service S3, step functions, and RDS to ensure efficient document management, workflow orchestration, and data storage. The customer service module provides self-service capabilities for loan tracking, EMI schedules, complaint handling, and SMS/Email/WhatsApp notification. AWS Services like API Gateway, SNS, and CloudWatch are used to ensure high availability, secure communication, and real-time monitoring. Technical Environment: Java 11, Spring Boot, JPA, Hibernate, microservices, REST API, Apache Kafka, Redis, Elastic Search, Bitbucket, AWS SNS, AWS CloudWatch, AWS Cloud, and DevOps.
Pharma ERP & CRM Platform – Java Development
June 1, 2023 – August 1, 2023
Core Java & Spring Boot-based backend development. Integrated RESTful APIs for CRM, inventory, and sales modules. Provide technical guidance and mentorship to team members on API Gateway best practices.
Application migration from on-premises to AWS Cloud
June 1, 2022 – May 1, 2023
Migrating an on-premise data centre to AWS Cloud involves planning, automation, security, and DevOps best practices. AWS DevOps enables CI/CD automation, Infrastructure as Code (IaC), and end-to-end migration orchestration. AWS DevOps – SDLC automation, configuration management & IaC, Resilient cloud solution, monitoring and logging, incident and event response, security, and compliance. Assessment->Inventory, workload analysis, dependencies->AWS Application Discovery Service ->Migration Evaluator->AWS Application Discovery Agent + CloudWatch + VPC Flow Logs-AWS Trusted Advisor->AWS Migration Hub. Containerization and orchestration of Docker containers and Kubernetes clusters, enabling seamless deployment and scaling of applications. Using Terraform and AWS CloudFormation (Infrastructure as code) to automate infrastructure provisioning and management, ensuring consistency and reproducibility. As data governance principles and ensuring compliance with data privacy as per regulatory requirements, Data CatLog Linkage, Personal data scanner, and data retention. As part of the cloud strategy, migrated IT infrastructure from on-premises into the public cloud to save 37% in costs and ensure high availability. Implemented identity and access management (IAM), with a focus on nurturing Zero trust and secure access service Edge (SASE) architectures in Poonawalla Fincorp to mitigate business risk and compliance requirements using Zscaler and other tools. Technical Environment: Java 11, Spring Boot, JPA, Hibernate, microservices, REST API, Apache Kafka, Redis, Elastic Search, Bitbucket.
Posidex365 for Lending application
February 1, 2020 – May 1, 2020
Implemented Posidex 365 for customer real-time identity matching, deduplication, and a customer on-boarding platform integrated to enhance the loan origination system by delivering accurate, instant, and regulatory-compliant customer identity checks. Technical Environment: Java 11, Spring Boot, JPA, Hibernate, microservices, REST API, Apache Kafka, Redis, Elastic Search, Bitbucket.
Magma HDI web application
December 1, 2018 – January 1, 2020
It is a web-based system to provide a complete solution in the Magma HDI General insurance. Technical Environment: Java 11, Spring Boot, JPA, Hibernate, microservices, REST API, Apache Kafka, Redis, Elastic Search, Bitbucket.
Magma Housing – Application & Mobile Testing Automation
January 1, 2018 – November 1, 2018
Designing and developing the Application and Mobile Architecture for Magma Housing Finance (Housing Loan App) requires a hybrid architecture approach that combines secure, scalable backend systems, intuitive mobile user interfaces, and integration with third-party financial services like credit bureaus, Aadhaar, e-KYC, and payment gateways. Digital Loan Journey: From application to disbursement. Omnichannel Access: Mobile-first, responsive design. Modular Backend: Microservices for scalability and maintainability. Secure Transactions: Aadhaar, eSign, payment APIs. Offline Sync (Mobile): For field agents in remote areas.
Magma HDI General Insurance – Application & Mobile development
February 1, 2014 – December 1, 2017
Designing and developing a Java-based Application & Mobile Architecture for Magma HDI General Insurance involves creating a secure, scalable, customer-centric platform that supports multiple insurance products, such as Motor, Health, Travel, and Fire insurance. This includes policy issuance, claim processing, premium payment, mobile self-service, and third-party integrations (RTO, hospitals, payment gateways, TPA, etc.). Omni-channel customer experience (Mobile/Web), End-to-end policy lifecycle (Buy → Renew → Claim), Secure data and transaction flow, High availability and performance, Fast policy issuance and claim processing.
Magma Lending Application Development
June 1, 2011 – January 1, 2014
Developing the Magma Lending Java Application involves building a scalable, secure, and modular application that supports end-to-end digital lending, including customer onboarding, eligibility checks, loan processing, disbursement, repayment, and collections. Digital loan origination and servicing. Scalable architecture for multiple loan products (personal, SME, vehicle, home, etc.). Integration with credit bureaus, KYC, and payment gateways. Compliance with RBI/NBFC regulatory standards. Real-time dashboards and analytics for underwriters and operations. API security protocols (OAuth, JWT, API Keys, etc.). Language – Java, Framework - Spring Boot, Spring Cloud, Spring Security, Database- PostgreSQL / Oracle, Redis (caching), API Communication - REST APIs (Swagger / Open API).
AWS Certification Foundation for Prompts Engineering (Gen-AI)
AWS
June 1, 2026 – Present
Professional Cloud DevOps Engineer
Unknown
June 1, 2026 – Present
AZ-400 (Azure DevOps Engineer)
Azure
June 1, 2026 – Present
Ui Path Certified Developer
UiPath
June 1, 2026 – Present
AWS Certified Solution Architect -Associate -SAA-C03
AWS
June 1, 2026 – Present
Microsoft Certified System Engineer
Microsoft
June 1, 2026 – Present
Cisco Certified Network Associate
Cisco
June 1, 2026 – Present
PMP Training
QAI, New Delhi
June 1, 2026 – Present
VMWare training
GT Enterprise, New Delhi
June 1, 2026 – Present
Linux Red Hat Certified Engineer Training
New Horizon, New Delhi
June 1, 2026 – Present
Oracle Cloud Infrastructure 2024 Generative AI Professional
Oracle
January 1, 2024 – Present
Cultural Fit Analysis
The candidate has worked across various financial institutions (JPMC, Anand Rathi, Poonawalla Fincorp) and consulting services (Virtusa), indicating adaptability to different organizational cultures. The diverse project portfolio, including lending, insurance, ERP/CRM, and cloud migration, suggests a broad perspective and willingness to tackle varied challenges. The certifications in AI and DevOps align with a forward-thinking, innovation-driven culture, which is beneficial for an AI Solution Architect role.
Soft Skills & Operational Fit
The candidate's resume highlights experience in team management, technical guidance, and cross-functional collaboration, indicating strong leadership and operational fit. The descriptions of project responsibilities suggest an ability to handle end-to-end architectural planning and problem-solving. However, without direct assessment data on communication or psychometric traits, this is inferred from the professional experience descriptions.