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Data Analyst with 9+ years in Portfolio Analytics & Collections Optimization
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Assessing your cultural and operational fit
Data Analyst with ~4 years of experience in risk team, Portfolio analytics, and Collections optimization. Key contributor to risk strategy, process design, and system-driven solutions that reduce delinquencies and strengthen unsecured lending performance. Also possess freelancing experience in applied statistics, delivering high-quality question-answer solutions using statistical modeling, hypothesis testing, probability, and data interpretation to support academic and analytical problem solving.
Modern College
M.Sc. (Statistics) · Statistics
August 1, 2014 – June 30, 2016
HPT & RYK College
B.Sc. (Statistics) · Statistics
August 1, 2009 – June 30, 2012
Bytco College Nashik
HSC
June 1, 2007 – May 31, 2009
Bike Bazaar (Wheels EMI Pvt.Ltd)
Data Analyst in Risk
November 1, 2025 – Present
India
Bajaj Finance Pvt. Ltd.
Data Analyst-Risk
July 1, 2022 – October 1, 2025
India
Cultural Fit Analysis
The candidate has worked in prominent financial institutions (Bajaj Finance, Bike Bazaar) with a clear focus on risk analytics, which aligns well with roles requiring a structured, data-driven approach. The diversity of projects, from portfolio performance monitoring to cross-sell strategy and regulatory compliance, indicates adaptability and a broad understanding of business needs within the financial domain. The academic background in Statistics further reinforces a strong analytical mindset, which is crucial for a Data Analyst role. The candidate's experience in identifying high-risk segments and providing actionable insights demonstrates a proactive and value-driven approach.
Soft Skills & Operational Fit
The candidate's resume highlights collaboration with internal audit, compliance, and governance teams, indicating an understanding of regulatory adherence and a collaborative work style. The ability to present risk insights to leadership suggests strong communication and presentation skills. Experience in designing and monitoring control charts and offer strategies points to a detail-oriented and proactive approach to operational tasks. The freelance experience as a Subject Matter Expert in Statistics also suggests problem-solving and analytical thinking abilities.