Help & Supportcareers@gravityer.com
AI is analyzing your overall score…
Identifying your key strengths…
Evaluating your skill match against the job requirements…
Assessing your cultural and operational fit
Software Tester with 4+ years in BFSI & digital payments testing
Senior Software Tester with around 5 years of experience in BFSI and digital payments domain specialising in IMPS, UPI, Credit Card systems, and payment gateway testing. Strong expertise in end-to-end transaction validation, reconciliation testing, switch testing, and NPCI compliance validation using ISO 8583 messaging. Performed end-to-end testing of Credit Line on UPI (CL-UPI) features, covering credit linking, transaction processing, and repayment workflows. Validated UPI payment flows including P2P, P2M, QR, Intent, and Collect requests, ensuring correct behavior across success, failure, pending, and reversal scenarios. Tested credit lifecycle management, including credit limit validation, interest calculation, billing cycles, and overdue/penalty scenarios in lending systems. Conducted API testing using tools like Postman, validating request/response, authentication, status codes, and data integrity across systems. Performed integration testing across PSP applications, banking systems, NPCI interfaces, and lending platforms to ensure seamless transaction flow. Ensured compliance with Reserve Bank of India and NPCI guidelines for digital lending and UPI transactions. Designed and executed test cases, test scenarios, and test data, achieving maximum functional and API test coverage.
Konkan Gyanpeeth college of Engineering and Technology
Bachelor of Engineering
August 1, 2016 – June 30, 2020
Shreeram Polytechnic
Diploma
August 1, 2011 – June 30, 2016
SDV
Secondary School Certificate
June 1, 2002 – May 31, 2011
Mindgate Solutions
Senior Test Engineer
May 1, 2025 – Present
Mumbai, Maharashtra, India
Quality Kiosk Technologies Pvt Ltd
Senior Software Tester
October 1, 2024 – April 1, 2025
Mumbai, Maharashtra, India
Apmosys Technologies Pvt Ltd
Senior Software Tester
May 1, 2021 – September 1, 2024
Mumbai, Maharashtra, India
Digital Gold Platform Testing
June 28, 2026 – Present
Performed functional and regression testing for revamped digital gold journey. Tested systematic investment plans (daily/weekly/monthly).
IMPS And UPI Payment System Testing
June 28, 2026 – Present
Performed functional and UAT testing of real-time fund transfers. Validated transaction status, limits, charges, and reversal scenarios. Tested NPCI switch responses and settlement flows. Verified beneficiary validation, cooling period, and limit checks. Conducted performance and load validation for peak transactions.
Credit Card System Testing
June 28, 2026 – Present
Tested onboarding workflows, offers, and upgrade features. Validated business rules and regulatory compliance. Executed test cases for mobile and web banking platforms.
Cultural Fit Analysis
The candidate's experience across multiple companies (Mindgate Solutions, Quality Kiosk Technologies, Apmosys Technologies) and diverse projects within the BFSI sector (IMPS/UPI, Credit Card, Digital Gold) indicates adaptability and a broad understanding of financial technology. Their focus on regulatory compliance and real-time transaction systems aligns well with the demands of a structured and compliance-driven environment. The consistent role as a 'Senior Software Tester' across companies suggests a clear career path and commitment to the testing domain. The breadth of skills listed (Agile, Scrum, JIRA, Postman, SQL, Mobile testing, UAT, Regression, Functional, API, Switch testing, Banking Domain Testing) further supports a good cultural fit for a dynamic and technically demanding testing team.
Soft Skills & Operational Fit
The candidate demonstrates strong operational fit for a Senior Software Tester role, particularly within the BFSI domain. Their experience in Agile environments, defect management, and collaboration with engineering teams indicates good operational readiness. The detailed project descriptions suggest a methodical approach to testing. However, without psychometric test results, a full assessment of soft skills like logical reasoning, work attitude, stress handling, and team collaboration is not possible.