Partnership Manager with 10+ years in Card Portfolio Optimization & Campaign Execution
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Assessing your cultural and operational fit
Results-driven Cards Portfolio Management professional with progressive experience in card portfolio optimization, lifecycle management, and campaign execution across Egypt, and KSA. Expert in driving card activation, spend growth, balance build, and customer engagement through data-driven segmentation strategies and merchant partnerships. Proven track record managing P&L for portfolios of 8M cards and SAR 20B in monthly spend. Deep expertise in cross-border payments, e-commerce growth, and regulatory compliance. Recognized for delivering strategic advisory support, end-to-end campaign management, and portfolio performance optimization for tier-1 banks and fintechs.
Cambridge University, UK
Human Resources Diploma
N/A – June 1, 2026
Ain Shams University
Bachelor of Commerce · Accounting
N/A – June 30, 2000
Salam College Language School
General Secondary Certificate
N/A – Present
GuidePoint
Payments & Cards Advisor
January 1, 2022 – Present
Egypt
Saudi National Bank (SNB)
Cards Portfolio Management Consultant
January 1, 2019 – December 1, 2021
KSA
Barclays Bank - Dopay Fintech
Cards Product Head
March 1, 2015 – December 1, 2018
Egypt
National Bank of Greece (NBG)
Senior Manager - Cards Product Management
May 1, 2009 – February 1, 2015
Egypt
Piraeus Bank
Head of Cards Product Development & Portfolio Management
May 1, 2006 – April 1, 2009
Egypt
Arab Banking Corporation (ABC)
Card Operations Senior Officer
May 1, 2003 – April 1, 2006
Egypt
Bank Misr
Card Operations Associate
October 1, 2000 – April 1, 2003
Egypt
Optimizing the Premium Portfolio, Marketing for Card Professionals, IRED (Chargeback Course)
Visa International Business School
June 1, 2026 – Present
Core Payments Systems Authorization, Corporate Security Course, Anti-Money Laundering Course, MC Intelligence Center Tool Course, Advanced Chargeback Processing
MasterCard International University
June 1, 2026 – Present
Modern Banking Services
Central Bank of Egypt
June 1, 2026 – Present
Cultural Fit Analysis
The candidate's diverse experience across multiple banks (GuidePoint, SNB, Barclays, NBG, Piraeus Bank, ABC, Bank Misr) and different regions (Egypt, KSA, GCC) suggests adaptability and a broad understanding of various organizational cultures and market dynamics. Their involvement in launching innovative products and pioneering youth financial inclusion initiatives indicates a proactive and innovative mindset. The emphasis on strategic partnerships and cross-functional alignment aligns with a collaborative work environment. The continuous pursuit of certifications also reflects a commitment to professional development and staying current with industry best practices.
Soft Skills & Operational Fit
The candidate demonstrates strong leadership, stakeholder management, and cross-functional collaboration skills through their extensive experience in managing teams, coordinating with various departments (product, marketing, operations, risk), and engaging with senior leadership and board-level stakeholders. Their ability to design and execute end-to-end campaigns, manage projects, and resolve disputes indicates strong operational acumen and problem-solving capabilities. The focus on customer engagement, retention, and market intelligence also points to a customer-centric and strategically-minded approach.