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Payments & Fintech Solution Leader | Cross-Border Remittance ,Cards ,UPI, Network Tokenization | Helping Banks & FinTech’s Launch Scalable Payment Products | AI & Automation
Solution Manager | Product Manager | Project Manager | Card Payments Specialist | Tokenization | Wallets Payments Specialist | Cross-Border Remittance | Notice period 30 days 10 years. 4 payment rails. Mastercard, Visa, NPCI, and dozens of bank integrations. I'm a payments solution leader specializing in Cards , cross-border remittance, UPI, and network tokenization With a Master of Computer Applications (M.C.A.) from SRM University and over 10 years of hands-on experience in the financial services and payments industry, I possess deep expertise in Card Payments, Cross-Border Payments, Wallet Payments (Apple Pay, Google Pay, Samsung Pay), and Network Tokenization. Currently, I serve as a Solution Manager at TerraPay, where I lead the design and implementation of innovative payment solutions. My responsibilities encompass end-to-end project management from requirement gathering and client / Internal Stake holder engagement to solution design, UAT planning, onboarding, and go-live execution ensuring seamless partner experiences and strict regulatory compliance. Throughout my career, I have collaborated closely with banks, payment gateways, and global payment networks such as Mastercard, Visa, and NPCI. I am adept at delivering secure, scalable digital payment solutions that meet the evolving needs of the industry. My technical proficiency includes PCI DSS, ISO 8583, and real-time payment platform integrations, with a strong passion for emerging payment technologies like network tokenization, digital wallets, and real-time payments. I thrive on solving complex payment challenges, driving innovation, and delivering customer centric solutions that advance the digital payments ecosystem.
SRM IST Chennai
Master of Computer Applications (M.C.A.), computer application
January 1, 2011 – January 1, 2014
Jamia Hamdard Delhi
Bachelor's degree, Computer Application
January 1, 2007 – January 1, 2010
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Cultural Fit Analysis
The candidate's experience spans various companies and roles within the payments domain, indicating adaptability to different organizational cultures. Their work with diverse clients (APAC FinTechs, Merchants, Banks, government and private sector clients) and coordination with global PSPs and card networks suggests a collaborative and globally-minded approach. However, the lack of explicit frontend development projects or contributions makes it difficult to assess their cultural fit for a hands-on frontend engineering role. Their career trajectory leans heavily towards product and implementation management rather than direct software development, which might not align with a typical frontend developer team culture.
Soft Skills & Operational Fit
The candidate demonstrates strong project management and stakeholder coordination skills, crucial for operational roles. Their experience in defining success metrics and managing compliance suggests a detail-oriented and responsible approach. The use of AI tools for documentation and log analysis indicates an adaptive and efficiency-focused mindset. However, the target role is 'Frontend Developer', which is a significant mismatch with the candidate's predominantly product management and implementation management experience in backend/payments systems. While they have some exposure to HTML and API, their resume does not highlight specific frontend development skills, frameworks, or projects.