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Head of Acceptance & Merchant Risk Solutions - EEMEA
Results-oriented Product leader with 17+ years exp and a proven track record across Strategy Consulting, Product Management, and Business Development. Experienced in delivering innovative products, shaping and executing strategies for Tier 1 Banks, Telcos, and Enterprises across the Middle East, India, and Europe. Deep expertise in cards and A2A payment infrastructure, tokenization, Open Finance, fraud prevention and AI-driven solutions with strong commercial acumen to deliver customer-centric outcomes. I enjoy translating complex market dynamics into actionable strategies and steering cross-functional multi-cultural teams to deliver growth and transformation. Passionate about tech-driven innovation and tracking how AI, Crypto and Blockchain can be used to real world problems
INSEAD
Master of Business Administration - MBA, Business Strategy Certification
January 1, 2016 – January 1, 2016
S P Jain School of Global Management
Master of Business Administration (M.B.A.), Corporate Finance
January 1, 2010 – January 1, 2011
K. J. Somaiya Institute of Technology
Bachelor’s Degree, Telecommunications Engineering
January 1, 2007 – Present
Mastercard
Director of Product Management
February 1, 2024 – Present
Dubai, United Arab Emirates
Mastercard
Director of Product Management
June 1, 2021 – March 1, 2024
Dubai, United Arab Emirates
NatWest
API Product Owner
February 1, 2020 – June 1, 2021
NatWest
Senior Manager, Technology Strategy
March 1, 2018 – February 1, 2020
Accenture Strategy UK
Senior Strategy Consultant
January 1, 2015 – February 1, 2018
London, United Kingdom
Deloitte
Senior Consultant
September 1, 2011 – October 1, 2014
Mumbai
Tikona Digital Networks
Zonal Manager
November 1, 2008 – March 1, 2010
ICICI Bank
Assistant Manager
September 1, 2007 – September 1, 2008
Certified Scrum Product Owner (CSPO)
Scrum Alliance
June 25, 2026 – Present
AWS Business Professional
Amazon Web Services (AWS)
June 25, 2026 – Present
Business Strategy: Accenture-INSEAD Online Strategy Certificate Programme
INSEAD
June 25, 2026 – Present
Cultural Fit Analysis
The candidate has a diverse professional background spanning consulting, banking, and fintech across multiple global organizations (Mastercard, NatWest, Accenture, Deloitte, ICICI Bank). This breadth of experience suggests adaptability and an ability to thrive in varied corporate cultures. The focus on innovation (AI solutions, Open Banking, APIs) aligns with a forward-thinking, growth-oriented environment. The multiple MBA degrees and certifications demonstrate a commitment to continuous learning and professional development.
Soft Skills & Operational Fit
The candidate's experience descriptions highlight leadership in GTM, commercialization, and ecosystem development, suggesting strong strategic thinking, stakeholder management, and partnership-building skills. The consulting background further implies strong analytical and problem-solving abilities. The role as an API Product Owner indicates an understanding of agile methodologies and product lifecycle management.