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Senior Analyst with 10+ years in Banking & Payments, Smart Card, and Certification
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Evaluating your skill match against the job requirements…
Assessing your cultural and operational fit
Senior Analyst with over 12 years of experience in the Banking & Payments, Smart Card, and Card & Terminal Certification domain. Specialized in EMV transaction processing, Payment Scheme Authorizations, Java Card applications, and global scheme compliance including Visa, EMVCo, and Global Platform. Extensive experience across contact and contactless payment products, Level 2 Functional and Cross-Functional Certification, vendor and laboratory management, and stakeholder engagement. Proven ability to lead cross-functional teams, manage external partners, and deliver compliant, scalable payment solutions for banks and payment networks.
Anna University
Bachelor of Engineering · Computer Science and Engineering
August 1, 2006 – June 30, 2010
TATA CONSULTANCY SERVICES (Payroll)
Associate Consultant
February 1, 2025 – May 1, 2025
Singapore, Central Singapore Community Development Council, Singapore
VISA WORLDWIDE PTE. LIMITED
Senior Software Test Engineer / Senior Analyst
April 1, 2022 – July 1, 2024
Singapore
HIGH-TECH PAYMENT SYSTEMS (Contract)
Senior Software Engineer
November 1, 2021 – March 1, 2022
Singapore, Central Singapore Community Development Council, Singapore
THALES DIS (SINGAPORE) PTE LTD
Software Engineer
March 1, 2018 – October 1, 2021
Singapore, Central Singapore Community Development Council, Singapore
COMTEL SOLUTIONS PTE LTD
Software Engineer
May 1, 2015 – March 1, 2017
India
ACME SOFTWARE TECHNOLOGIES
Software Engineer
January 1, 2011 – September 1, 2014
India
Basic First Aid (with CPR(HO)+AED Provider) course
Singapore Emergency Responder Academy
May 1, 2026 – Present
Project Management Foundations
PMI
May 1, 2026 – Present
The Introduction to Artificial Intelligence - Generative AI
Visa University
May 1, 2026 – Present
Cultural Fit Analysis
The candidate's diverse experience across various companies (TCS, Visa, Thales, HPS, Comtel, Acme) and roles within the payment ecosystem (SME, Test Engineer, Software Engineer) demonstrates adaptability and a broad understanding of industry dynamics. Their consistent involvement in cross-functional teams, vendor management, and compliance activities aligns well with collaborative and quality-focused organizational cultures. The blend of technical depth and analytical/leadership responsibilities makes them a strong cultural fit for a senior analyst role requiring both domain expertise and interpersonal skills.
Soft Skills & Operational Fit
The candidate exhibits strong soft skills in leadership, stakeholder management, and cross-functional collaboration, evidenced by leading UAT, managing vendor relationships, and coordinating with diverse teams. Their operational fit is high, demonstrated by a focus on process optimization, achieving significant reductions in certification execution time and pre-personalization cycle time, and maintaining high SLA compliance. This indicates a results-oriented and efficient approach to complex payment system operations.