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Senior Business Analyst/Product Owner with 10+ years in Banking and Payments
Senior Business Analyst / Product Owner with over 15 years of global payments experience across Middle East, UK/Europe, APAC, and US markets. Specializing in cross-border and domestic payments, ISO 20022 migration, SWIFT MT/MX, real-time payments, and card/tokenization solutions. Proven expertise with key payment schemes and infrastructures including UAE NPSS, BUNA, UAEFTS, UAEDDS, AANI, SARIE, SADAD, WPS, FPS (UK), SEPA, Fedwire, ACH, MEPS+, RENTAS, GIRO, Visa VTS, Mastercard MDES, and Way4 CMS. Recognized for bridging business and technology teams, delivering compliance-driven solutions, and driving digital transformation in retail, corporate, and digital channels.
Symbiosis International University
M.Sc. · Computer Application
August 1, 2011 – June 30, 2011
NIIT University
IFBI · Finance, Banking & Insurance
August 1, 2007 – June 30, 2007
Bhagalpur University
B.Sc. · Math
August 1, 2003 – June 30, 2003
R D & D J College, Munger
HSC
June 1, 1998 – May 31, 1998
Zila School, Munger
SSC
June 1, 1996 – May 31, 1996
Synechron Technology
Sr Business Analyst/Product Owner
June 1, 2023 – Present
Bengaluru, Karnataka, India
Capco Technology
Sr Business Analyst/Proxy Product Owner
June 1, 2022 – May 1, 2023
Bengaluru, Karnataka, India
Optimum Sol. Pvt. Ltd. PTE
Sr. Business Analyst/Proxy Product Owner
May 1, 2021 – June 1, 2022
Bengaluru, Karnataka, India
LTI (Larson & Toubro Info-tech
Sr. Consultant
September 1, 2020 – April 1, 2021
Pune, Maharashtra, India
Accenture Service Pvt. Ltd
Sr. Business Analyst /Team Lead
April 1, 2015 – August 1, 2020
Pune, Maharashtra, India
Kellton Tech Sol. Pvt. LTD
Manager (Business Development)
September 1, 2014 – April 1, 2015
Gurgaon, Haryana, India
Flexsin Technology
Senior Business Analyst
September 1, 2012 – August 1, 2014
Noida, Uttar Pradesh, India
AI (Machine Learning)
IIT Roorkee (CloudX Lab)
May 1, 2026 – Present
BCS-ISEB Business Analyst Certification
Unknown
May 1, 2026 – Present