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Product Manager with 10+ years in Banking & Fintech, skilled in AI-powered Product Strategy and Agil
AI is analyzing your overall score…
Identifying your key strengths…
Evaluating your skill match against the job requirements…
Assessing your cultural and operational fit
Senior Business Analyst & Product Owner with 10+ years in Banking, Fintech, NBFC, and EdTech. Proven success in reducing loan TAT by 60%, driving 20%+ conversion growth, and delivering API-led automation that saves 30% effort. Experienced in AI-powered product strategy, underwriting automation, and end-to-end refinance product ownership. Skilled in Agile delivery, regulatory compliance, and stakeholder communication to align business and technology.
Indira School of Business Studies
MBA · Business Studies
August 1, 2013 – June 30, 2015
MPOWER Financing
Senior Business Analyst / Product Owner – AI & Digital Products
April 1, 2023 – Present
Bengaluru, Karnataka, India
Electronica Finance Ltd.
Manager - Business Analyst
January 1, 2021 – March 1, 2023
Pune, Maharashtra, India
Bajaj Finance Ltd.
Manager - Business Analyst
January 1, 2018 – January 1, 2021
Pune, Maharashtra, India
Bajaj Finance Ltd.
Subject Matter Expert
January 1, 2015 – January 1, 2018
Pune, Maharashtra, India
Professional Scrum Product Owner (PSPO)
Unknown
May 1, 2026 – Present
SEO Certification
Unknown
May 1, 2026 – Present
Project Management Essentials Certified (PMEC)
Unknown
May 1, 2026 – Present
Business Analyst Certified Professional
Unknown
May 1, 2026 – Present
SAFE® 6 Agilist
Unknown
May 1, 2026 – Present
Digital Skills: User Experience
Accenture
May 1, 2026 – Present
Scrum Foundation Professional Certificate (SFPC)
Unknown
May 1, 2026 – Present
Cultural Fit Analysis
The psychometric test score of 0 is a critical red flag for cultural fit. This score directly indicates severe deficiencies in areas such as logical reasoning, work attitude, stress handling, and team collaboration. Based on this result, the candidate is assessed as having a poor cultural fit.
Soft Skills & Operational Fit
The candidate's resume indicates strong collaborative skills, experience in facilitating Agile ceremonies, and partnering with various teams (Dev, QA, Marketing, Pricing, Compliance). However, the psychometric test score of 0, which evaluates work attitude, stress handling, and team collaboration, presents a significant contradiction and raises serious concerns regarding operational fit and interpersonal effectiveness.