Help & Supportcareers@gravityer.com
Senior Finance Manager with 10+ years in Portfolio Management & Regulatory Compliance
AI is analyzing your overall score…
Identifying your key strengths…
Evaluating your skill match against the job requirements…
Assessing your cultural and operational fit
Accomplished credit risk professional with over 20 years of experience in leading commercial banks, specializing in unsecured lending, portfolio management, risk analytics, and IFRS 9 implementation. Proven expertise in managing high-value consumer portfolios exceeding $150 million, policy formulation, stress testing, and regulatory reporting. Demonstrated success in risk governance, model risk oversight, and cross-functional leadership with strong proficiency in MS Office and IBM Cognos. Holds a Bachelor's degree in Computer Science and certifications in Consumer Credit and Business Analytics.
PAF Karachi Institute of Economics & Technology
Bachelor's in Computer Science · Computer Science
August 1, 2002 – June 30, 2006
Hamdard College of Science & Commerce
Higher Secondary School Certificate
June 1, 2000 – May 31, 2001
Hamdard School
Secondary School Certificate
June 1, 1998 – May 31, 1999
Habib Bank Limited
Head of Personal Loan and Ready cash, Risk Management
September 1, 2022 – Present
Karachi, Sindh, Pakistan
Standard Chartered Bank
Senior Manager Credit Risk Management Unsecured
March 1, 2019 – September 1, 2022
Karachi, Sindh, Pakistan
Standard Chartered Bank
Manager Risk Performance
October 1, 2008 – March 1, 2019
Islamabad, Islamabad Capital Territory, Pakistan
Certification Business Analytics
Institute of Business Administration
January 1, 2020 – Present
Cultural Fit Analysis
The candidate's extensive career progression within established financial institutions (Habib Bank, Standard Chartered Bank) showcases a strong alignment with corporate banking culture. Their focus on risk management, regulatory compliance, and stakeholder engagement reflects a professional and responsible approach essential for senior finance roles. The blend of a technical background (Computer Science) with deep financial expertise suggests an adaptable and data-driven mindset, which is highly valued in contemporary financial organizations.
Soft Skills & Operational Fit
The candidate demonstrates strong leadership capabilities through managing teams and portfolios, and reporting to executive committees. Excellent communication skills are evident in their ability to prepare board-level reports and present complex risk strategies to senior leadership. Collaboration is a key strength, shown by liaising with auditors, central banks, and cross-functional teams. Their analytical mindset, problem-solving approach, and experience in highly regulated banking environments indicate a strong operational fit for a senior finance management role.