
Senior Business Development Manager - India with 10+ years in Cards & Digital Payments with 32.4 yea
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Evaluating your skill match against the job requirements…
Assessing your cultural and operational fit
Card Business and Operations Professional with overall 32 years of experience of which last 18 years in the banking sector with cross-functional experience focused on Cards, Banking, Finance, MIS and IT.
SM University
MBA · Finance
N/A – Present
Mahatma Gandhi University
BSc · Mathematics
N/A – Present
Commercial Bank of Kuwait
Senior Manager, Head of Business Development
January 1, 2017 – Present
Kuwait
Al Rajhi Bank
Card Operations In charge
March 1, 2014 – January 1, 2017
Kuwait
Commercial Bank of Kuwait (CBK)
Asst. Manager Card Operations
July 1, 2007 – February 1, 2014
Kuwait
American Logistics Management Co. WLL
Chief Accountant
November 1, 2004 – June 1, 2007
Kuwait
PG Diploma in Computer Application
India International Computers & Management
May 1, 2026 – Present
Diploma in Relational Database Management Systems
SSI Ltd.
May 1, 2026 – Present
Certified Management Accountant (CMA)
IMA-US
May 1, 2026 – Present
Social Media Marketing Level 2
Institute of Banking Studies
May 1, 2026 – Present
EMV (Chip card technologies) Training
Collis /Institute of Banking studies
May 1, 2026 – Present
MasterCard Credit/Debit Cards Operations Symposium
Unknown
May 1, 2026 – Present
QMR Reporting Course
MasterCard
May 1, 2026 – Present
Chargeback and Fraud Monitoring Course
MasterCard
May 1, 2026 – Present
Customer Lifecycle Management
Visa
May 1, 2026 – Present
Corporate Governance training
Ernst & Young
May 1, 2026 – Present
MasterCard Certified Professional in Digital Payments
MasterCard
May 1, 2026 – Present
Cultural Fit Analysis
The candidate exhibits a strong cultural fit for a senior leadership position within a progressive financial institution focused on digital innovation. Their long tenure and consistent high performance at Commercial Bank of Kuwait suggest loyalty, resilience, and a proactive approach to market leadership. The candidate's experience with global payment schemes (Visa, MasterCard, UPI) and pioneering new technologies indicates an adaptable and forward-thinking mindset. While their direct market experience is in Kuwait, their Indian nationality and transferable skills suggest potential for successful integration into the Indian market, provided specific regional nuances are addressed.
Soft Skills & Operational Fit
The candidate demonstrates strong leadership, strategic thinking, and negotiation skills, evidenced by their roles in heading business development, managing P&L, and securing key partnerships. Their extensive experience in project management, system migrations, and operational oversight indicates a robust operational fit for a senior role requiring both strategic vision and execution capability. The ability to train staff and lead complex projects further highlights their communication and problem-solving abilities.